Updated September 30, 2026 · BorrowCue Editorial Team

Top mortgages compared in Portugal

187 lenders available in Portugal, ranked for Portugal.

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Top mortgages compared in Portugal
#	Lender	Score	Features	Key facts	Actions
1	Upstart Mortgage Home Equity Line of CreditTop pick	9.3/10		Initial rate: 6.52% to 18% APRC: 6.52% to 18% Product fee: $0	Review Compare See alternatives
2	NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR	9.2/10	Fixed rate	Initial rate: 6% APRC: 6.27% Fixed period: 3 years	Review Compare See alternatives
3	Doutor Financas	9.1/10		Product fee: €0 Purpose: Purchase, Remortgage Lender type: Broker	Review Compare See alternatives
4	Millennium BCP	9.1/10	Same day funding	Initial rate: 3.45% APRC: 4.3% Fixed period: 2 years	Review Compare See alternatives
5	Santander Portugal 1.1% discount on Credito Pessoal (personal loan): -1.1% (TAEG from 11.9%)	9.1/10	Fixed rate Same day funding	Initial rate: 2.8% APRC: 4% Fixed period: 2 years	Review Compare See alternatives
6	ActivoBank Credito Habitacao com Spread 0 nos primeiros 24 meses e isenca de comissoes iniciais: Spread 0 during the first 24 months and waiver of the 748.80 EUR initial commissions (dossier, formalisation and valuation) when contracted with bundled sales	9.0/10	Same day funding	Initial rate: 3.45% APRC: 4.3% Fixed period: 2 years	Review Compare See alternatives
7	AMCO Portugal	8.9/10		Maximum loan to value: 90% Product fee: €0 Purpose: Purchase, Remortgage, Home-equity	Review Compare See alternatives
8	ComparaJa Campanha Spread Zero (credito habitacao): Spread 0%	8.9/10		Initial rate: 0.6% Fixed period: 3 to 10 years Maximum loan to value: 90%	Review Compare See alternatives
9	EZLendr	8.9/10	Fixed rate	Initial rate: 7.03% Fixed period: 30 years Purpose: Purchase, Remortgage, Home-equity	Review Compare See alternatives
10	Chartwell	8.9/10	Same day funding	Maximum loan to value: 90% Purpose: Purchase, First-time-buyer, Buy-to-let Lender type: Broker	Review Compare See alternatives