Updated September 28, 2026 · BorrowCue Editorial Team

Top remortgage deals compared in Portugal

23 lenders available in Portugal, ranked for Portugal.

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Top remortgage deals compared in Portugal
#	Lender	Score	Key facts	Actions
1	Doutor FinancasTop pick	9.1/10	Product fee: €0 Purpose: Purchase, Remortgage Lender type: Broker	Review Compare See alternatives
2	Millennium BCP	9.1/10	Initial rate: 3.45% APRC: 4.3% Fixed period: 2 years	Review Compare See alternatives
3	Santander Portugal 1.1% discount on Credito Pessoal (personal loan): -1.1% (TAEG from 11.9%)	9.1/10	Initial rate: 2.8% APRC: 4% Fixed period: 2 years	Review Compare See alternatives
4	ActivoBank Credito Habitacao com Spread 0 nos primeiros 24 meses e isenca de comissoes iniciais: Spread 0 during the first 24 months and waiver of the 748.80 EUR initial commissions (dossier, formalisation and valuation) when contracted with bundled sales	9.0/10	Initial rate: 3.45% APRC: 4.3% Fixed period: 2 years	Review Compare See alternatives
5	AMCO Portugal	8.9/10	Maximum loan to value: 90% Product fee: €0 Purpose: Purchase, Remortgage, Home-equity	Review Compare See alternatives
6	ComparaJa Campanha Spread Zero (credito habitacao): Spread 0%	8.9/10	Initial rate: 0.6% Fixed period: 3 to 10 years Maximum loan to value: 90%	Review Compare See alternatives
7	EZLendr	8.9/10	Initial rate: 7.03% Fixed period: 30 years Purpose: Purchase, Remortgage, Home-equity	Review Compare See alternatives
8	Novo Banco Receba Mais - 2% of the mortgage amount paid into your current account: 2% of the financed amount credited to the current account (3,000 EUR in the 150,000 EUR example)	8.7/10	Initial rate: 3.764% APRC: 4.2% Fixed period: 2 years	Review Compare See alternatives
9	Absa Seychelles	Not rated	Initial rate: 4.75% Fixed period: 1 year Maximum loan to value: 80%	Review Compare See alternatives
10	APS Bank	Not rated	Initial rate: 2.45% APRC: 2.8% Fixed period: 5 years	Review Compare See alternatives