Updated September 28, 2026 · BorrowCue Editorial Team

Top car loans compared in Portugal

18 lenders available in Portugal, ranked for Portugal.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top car loans compared in Portugal
#	Lender	Score	Features	Key facts	Actions
1	OneMain FinancialTop pick	9.3/10	Fixed rate Same day funding	APR: 11.99% to 35.99% Loan amount: $1,500 to $30,000 Term: 24 to 60 months	Review Compare See alternatives
2	Cofidis Portugal	9.2/10	Fixed rate	APR: 12.6% Loan amount: €5,000 to €50,000 Term: 54 to 84 months	Review Compare See alternatives
3	NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR	9.2/10	Fixed rate	APR: 7.47% to 8.01% Loan amount: up to €35,000 Term: 120 months	Review Compare See alternatives
4	Doutor Financas	9.1/10		Arrangement fee: 0 EUR Credit check: Hard Funding time: up to 2 business days after funding	Review Compare See alternatives
5	ProCredit Bank Kosovo Hap llogari dhe Fito Menjëherë (open an account and win immediately)	9.0/10	Same day funding	Loan amount: up to €10,000 Credit check: Hard Funding time: Loan in about 3 minutes, fully online, money credited to the account immediately	Review Compare See alternatives
6	AMCO Portugal	8.9/10		Loan amount: €5,000 to €75,000 Term: 12 to 84 months Arrangement fee: 0 EUR	Review Compare See alternatives
7	ComparaJa Campanha Spread Zero (credito habitacao): Spread 0%	8.9/10		APR: 9.2% Loan amount: €1,000 to €75,000 Term: 12 to 84 months	Review Compare See alternatives
8	Creditio	8.8/10	Same day funding	APR: 3% to 36% Loan amount: €100 to €500,000 Term: 2 to 240 months	Review Compare See alternatives
9	Giraffy	8.8/10	Fixed rate	APR: 7% to 35% Loan amount: $2,000 to $50,000 Term: 24 to 84 months	Review Compare See alternatives
10	Cetelem Slovensko	Not rated		Loan types: Personal, Car Founded: 1953	Review Compare See alternatives