Updated September 28, 2026 · BorrowCue Editorial Team

Top debt consolidation loans compared in Portugal

14 lenders available in Portugal, ranked for Portugal.

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Top debt consolidation loans compared in Portugal
#	Lender	Score	Key facts	Actions
1	OneMain FinancialTop pick	9.3/10	APR: 11.99% to 35.99% Loan amount: $1,500 to $30,000 Term: 24 to 60 months	Review Compare See alternatives
2	Cofidis Portugal	9.2/10	APR: 12.6% Loan amount: €5,000 to €50,000 Term: 54 to 84 months	Review Compare See alternatives
3	Doutor Financas	9.1/10	Arrangement fee: 0 EUR Credit check: Hard Funding time: up to 2 business days after funding	Review Compare See alternatives
4	LendingPoint	9.1/10	APR: 7.99% to 35.99% Loan amount: $1,000 to $36,500 Term: 24 to 72 months	Review Compare See alternatives
5	AMCO Portugal	8.9/10	Loan amount: €5,000 to €75,000 Term: 12 to 84 months Arrangement fee: 0 EUR	Review Compare See alternatives
6	ComparaJa Campanha Spread Zero (credito habitacao): Spread 0%	8.9/10	APR: 9.2% Loan amount: €1,000 to €75,000 Term: 12 to 84 months	Review Compare See alternatives
7	Creditio	8.8/10	APR: 3% to 36% Loan amount: €100 to €500,000 Term: 2 to 240 months	Review Compare See alternatives
8	Moneya INT	8.8/10	APR: 3% to 36% Loan amount: €100 to €500,000 Term: 2 to 240 months	Review Compare See alternatives
9	MyUSAFinance	8.4/10	APR: 5.99% to 35.99% Term: 0.5 to 84 months Arrangement fee: 8% of loan amount ($400 on $5,000)	Review Compare See alternatives
10	LendingTree	Not rated	Lender type: Marketplace Loan types: Personal, Debt-consolidation, Student, and 1 more Legal entity: LendingTree, Inc.	Review Compare See alternatives