Updated October 9, 2026 · BorrowCue Editorial Team

Top payday and short-term loans compared in Sweden

33 lenders available in Sweden, ranked for Sweden.

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Top payday and short-term loans compared in Sweden
#	Lender	Score	Key facts	Actions
1	Ekomni SmartTop pick	9.1/10	Loan amount: SEK 5,000 Term: 3 to 5 months Arrangement fee: 499 SEK, deducted from the granted credit amount	Review Compare See alternatives
2	OmaLaina.fi	8.9/10	Loan amount: €500 to €70,000 APR: 4.5% to 20% Term: 12 to 240 months	Review Compare See alternatives
3	Cash Plus Kosovo	8.8/10	Loan amount: €200 to €7,000 Term: 6 months Credit check: Hard	Review Compare See alternatives
4	Fairlo	8.8/10	Loan amount: SEK 3,000 to SEK 70,000 APR: 28.18% Term: 72 months	Review Compare See alternatives
5	Financer.com Share Your Experience, Win EUR 250	8.8/10	Loan amount: $250 to $35,000 APR: 5.99% to 35.99% Term: 3 to 72 months	Review Compare See alternatives
6	Finandos 3-day trial period for the loan-matching service: EUR 0.99 for 3 calendar days	8.5/10	Loan amount: €500 to €10,000 APR: 30% to 365% Term: 12 to 120 months	Review Compare See alternatives
7	Sun Finance	Not rated	Loan amount: €100 to €30,000 Term: 3 to 120 months Lender type: Direct lender	Review Compare See alternatives
8	Vistacredit	Not rated	Lender type: Broker Loan types: Payday, Secured, Car, and 1 more Legal entity: Smart City OÜ	Review Compare See alternatives
9	Szybka Gotowka Polish online lender offering loans of up to 20,000 zl with terms of up to 65 days, paid to the account.	Not rated		Review Compare See alternatives
10	Minicredito24 Spanish online microcredit provider; the site states the first loan is free at 0% and that applications are completed online in minutes.	Not rated		Review Compare See alternatives