Updated September 30, 2026 · BorrowCue Editorial Team

Top home equity loans and HELOCs compared in Sweden

11 lenders available in Sweden, ranked for Sweden.

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Top home equity loans and HELOCs compared in Sweden
#LenderScoreKey factsActions
1
SEB logo
SEBTop pick

Green home rate discount (Hållbart boende): 0.10 percentage points off the mortgage rate

9.3/10
Initial rate:
2.67%
APRC:
2.98%
Fixed period:
0.25 to 10 years
ReviewCompareSee alternatives
2
Nordea logo
Nordea

Hintaetu Nordean uusille asiakkaille: Paivittaispalvelut maksutta kolmeksi kuukaudeksi: 3 months free daily banking services for new customers

9.3/10
Initial rate:
3.21%
APRC:
3.4%
Maximum loan to value:
95%
ReviewCompareSee alternatives
3
Upstart Mortgage Home Equity Line of Credit logo
Upstart Mortgage Home Equity Line of Credit
9.3/10
Initial rate:
6.52% to 18%
APRC:
6.52% to 18%
Product fee:
$0
ReviewCompareSee alternatives
4
Lendo logo
Lendo
9.0/10
Initial rate:
3.09%
Fixed period:
0.25 years
Maximum loan to value:
90%
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5
EZLendr
8.9/10
Initial rate:
7.03%
Fixed period:
30 years
Purpose:
Purchase, Remortgage, Home-equity
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6
Aven
Not rated
Purpose:
Home-equity
Support channels:
Help-centre, Phone
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7
Credible logo
Credible
Not rated
Product fee:
$0
Purpose:
Purchase, Remortgage, Home-equity, and 1 more
Founded:
2012
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8
LendingTree
Not rated
Initial rate:
7.1%
Fixed period:
30 years
Purpose:
Purchase, Remortgage, First-time-buyer, and 2 more
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9
HDFC Bank logo
HDFC Bank
Not rated
Initial rate:
7.75% to 13.2%
Maximum loan to value:
90%
Product fee:
₹4,000
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10
Scotiabank logo
Scotiabank
Not rated
Purpose:
Purchase, Remortgage, First-time-buyer, and 1 more
Lender type:
Direct lender
Legal entity:
Bank of Nova Scotia
ReviewCompareSee alternatives
SEB

SEB

Top pick for Sweden

9.3/10See alternatives