Updated October 9, 2026 · BorrowCue Editorial Team

Top buy now, pay later compared in Sweden

4 lenders available in Sweden, ranked for Sweden.

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Top buy now, pay later compared in Sweden
#	Lender	Score	Key facts	Actions
1	KlarnaTop pick 30% off Klarna Premium or Max for 3 months: 30% off for 3 months	9.2/10	APR: 0% to 35.99% Term: 3 to 24 months Credit check: Soft prequal	Review Compare See alternatives
2	Giraffy	8.8/10	APR: 7% to 35% Loan amount: $2,000 to $50,000 Term: 24 to 84 months	Review Compare See alternatives
3	Colendi	8.1/10	Term: 1 month Arrangement fee: 0 - no application fee Credit check: None	Review Compare See alternatives
4	Katapult US lease-to-own service with no credit check, usable at over 200 retailers through the Katapult app.	Not rated		Review Compare See alternatives