Updated September 30, 2026 · BorrowCue Editorial Team

Top loans for bad credit compared in Sweden

17 lenders available in Sweden, ranked for Sweden.

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Top loans for bad credit compared in Sweden
#	Lender	Score	Features	Key facts	Actions
1	Alt LendingTop pick	9.4/10	Fixed rate	APR: 3% Arrangement fee: 0 Credit check: Soft prequal	Review Compare See alternatives
2	OneMain Financial	9.3/10	Fixed rate Same day funding	APR: 11.99% to 35.99% Loan amount: $1,500 to $30,000 Term: 24 to 60 months	Review Compare See alternatives
3	Bluevine	9.2/10	Same day funding	Loan amount: up to $250,000 Arrangement fee: 0 USD (no maintenance fees) Credit check: Soft prequal	Review Compare See alternatives
4	Ekomni Smart	9.1/10	Fixed rate Same day funding	Loan amount: SEK 5,000 Term: 3 to 5 months Arrangement fee: 499 SEK, deducted from the granted credit amount	Review Compare See alternatives
5	Swedbank Kreditkort Free first year on Betal- och kreditkort Mastercard: 0 SEK annual fee in the first year (ordinary price 195 SEK/year)	9.1/10		APR: 13.5% Loan amount: SEK 20,000 to SEK 100,000 Term: 12 months	Review Compare See alternatives
6	Brixo Privatlån	9.0/10	Same day funding	APR: 19.95% Loan amount: SEK 10,000 to SEK 200,000 Term: 36 to 90 months	Review Compare See alternatives
7	Lendo	9.0/10		APR: 4.95% to 23% Loan amount: SEK 10,000 to SEK 800,000 Term: 12 to 180 months	Review Compare See alternatives
8	OnDeck	9.0/10	Fixed rate Same day funding	APR: 53.2% to 59.8% Loan amount: $5,000 to $400,000 Term: 18 to 24 months	Review Compare See alternatives
9	Mrfinan FR	8.9/10		APR: 1.84% to 21.14% Loan amount: €100 to €50,000 Term: 120 months	Review Compare See alternatives
10	Sambla	8.9/10		APR: 7.92% to 13.24% Loan amount: SEK 5,000 to SEK 800,000 Arrangement fee: 0 SEK - free to apply and compare, lender pays Sambla	Review Compare See alternatives

Licensed in Sweden

Ekomni Smart: Finansinspektionen
Swedbank Kreditkort: Finansinspektionen
Brixo Privatlån: Finansinspektionen
Brixo Privatlån: Konsumentverket
Lendo: Finansinspektionen
Sambla: Finansinspektionen (Swedish Financial Supervisory Authority) - tillstand som kreditmarknadsbolag enligt lagen om bank- och finansieringsrorelse, beviljat 8 juni 2026
Zensum: Finansinspektionen
Zensum: SE_FINA

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Alt Lending

Top pick for Sweden

9.4/10See alternatives