Mrfinan FR review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Mrfinan FR suits French borrowers with provable income and a weaker credit file who would rather be matched to a lender than borrow from one. The arrangement fee is free, personal loans run at rates of 1.84% to 21.14%, and the contract sits with a partner lender.

Key facts

Best for
Free to apply for a personal loan in France, matched to a partner lender
APR
1.84% to 21.14% (Source, checked September 26, 2026)
Loan amount
€100 to €50,000 (Source, checked September 26, 2026)
Term
120 months (Source, checked September 26, 2026)
Arrangement fee
0 EUR, free (no fee charged for the application or brokering) (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Funding time
Options known in under 24 hours, money usually received within the following working days (Source, checked September 26, 2026)
Representative example
Prêt personnel: 50 000 EUR over 10 years at 5.4% interest, monthly payment 540.16 EUR, total paid 64 818.87 EUR (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Eligibility
Legal age (18) and resident in France, with provable income, a bank account in the applicant's name, ID, mobile phone and email (Source, checked September 26, 2026)
Loan types
Personal, Debt-consolidation, Car, Business, Guarantor, Bridging (Source, checked September 26, 2026)
Credit needed
Poor (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
FINANSI GROUP SL (CIF B-66.240.672, ESB66240672) (Source, checked September 26, 2026)
Headquarters
Spain (Source, checked September 26, 2026)
Support channels
Email (Source, checked September 26, 2026)
Features
Credit line
Official website
mrfinan.com

Mortgages

Initial rate
1.84% to 21.14% (Source, checked September 26, 2026)
Fixed period
10 years (Source, checked September 26, 2026)
Product fee
€0 (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Legal entity
FINANSI GROUP SL (CIF B-66.240.672, ESB66240672) (Source, checked September 26, 2026)
Headquarters
Spain (Source, checked September 26, 2026)
Support channels
Email (Source, checked September 26, 2026)

Pros and cons

Pros

  • No arrangement fee for the application or for the brokering, with product fees of €0
  • Personal loan rates of 1.84% to 21.14% over terms of 120
  • Personal, debt consolidation, car, business, guarantor and bridging loans are covered, plus a credit line
  • Applications get an answer quickly, and money usually arrives in the following working days

Cons

  • Support runs on email only, so progress on an application depends on email replies
  • As a broker (broker), Mrfinan FR passes the application to a partner lender, so the rate and terms come from that lender
  • The credit check is hard, so a refused application still shows on the credit file: hard
Mrfinan FR

Ready to try Mrfinan FR?

Scored 8.9 / 10 by BorrowCue.

See alternatives

Who it suits

  • Adults resident in France with provable income, a bank account in their own name and ID
  • Borrowers with a poor credit file who still want a personal loan or a consolidation loan
  • Anyone who wants to apply free rather than pay a broker fee

Who should look elsewhere

  • Borrowers who want a named lender from the outset, since Mrfinan FR matches offers to partner lenders
  • Monzo Flex, if you would rather price an offer yourself before applying
  • Cashspace, if a stated rate on the lender's own site suits you better than a broker introduction

How your money is protected

Mrfinan FR is a broker, so the contract is with the partner lender it matches you with rather than with the site. The representative personal loan example shows a fixed monthly payment and the total repaid across the term, so you can price the offer before you sign.

How Mrfinan FR compares

Where Mrfinan FR is available

Available
France, Germany, Italy, Mexico, Spain, Sweden, United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Does Mrfinan FR charge a fee to apply?+

The arrangement fee is listed as free, with no charge for the application or for the brokering, and product fees are €0. The cost of borrowing sits in the interest rate set by the partner lender.

How much can I borrow, and for how long?+

Loan amounts are €100 to €50,000 and terms run 120, with a fixed period of 10. Loan types listed include personal, debt consolidation, car, business, guarantor and bridging, plus a credit line.

What rate will I pay?+

The listed rate band is 1.84% to 21.14%, the same range as the APR of 1.84% to 21.14%. Your actual rate comes from the partner lender Mrfinan FR matches you with, since the site works as a broker rather than a lender.

Who can apply?+

Applicants must be adults resident in France with provable income, a bank account in their own name, ID, a mobile phone and an email. The same eligibility applies across the loan types listed, from a personal loan of €100 to €50,000 to a consolidation loan.

How long does it take to get the money?+

Applications get an answer quickly, and the money usually reaches you in the working days that follow, so the wait is short rather than weeks. The partner lender sets the release date once the file has been passed on.

How do I contact Mrfinan FR?+

Support runs on email only, so email is the route for an application, a document request or a refused offer. Have your reference details and the matched lender's name to hand, because that lender holds the contract and sets the terms.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Mrfinan FR

Mrfinan FR

Free to apply for a personal loan in France, matched to a partner lender

8.9/10See alternatives

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