EstateGuru: facts and offers

Updated September 28, 2026 · BorrowCue Editorial Team

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Key facts

Loan amount
€20,000 to €5,000,000 (Source, checked September 26, 2026)
Term
up to 36 months (Source, checked September 26, 2026)
Arrangement fee
Intermediation fee 2.5%-4% of the loan amount, charged on successful funding; plus 0-2% annual administration fee (Source, checked September 26, 2026)
Funding time
Indicative offer within 24 hours; application evaluated in 2-3 days; syndication a few minutes to 2 weeks; funds released to borrower's bank account once the funding target is reached and the mortgage is signed (Source, checked September 26, 2026)
Lender type
Marketplace (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Eligibility
Legal entities incorporated in the EU, with collateral located in Estonia, Latvia, Lithuania, Finland, Spain or Portugal; max LTV 75% (Source, checked September 26, 2026)
Origination fee (%)
2.5% to 4% (Source, checked September 26, 2026)
Loan types
Business, Secured, Bridging (Source, checked September 26, 2026)
Legal entity
Estateguru OÜ (Estonian company, registration code 12558919) (Source, checked September 26, 2026)
Headquarters
Estonia (Source, checked September 26, 2026)
Founded
2013 to 2014 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Official website
estateguru.co

Mortgages

Initial rate
7.2% (Source, checked September 26, 2026)
Fixed period
3 years (Source, checked September 26, 2026)
Maximum loan to value
75% (Source, checked September 26, 2026)
Lender type
Marketplace (Source, checked September 26, 2026)
Legal entity
Estateguru OÜ (Estonian company, registration code 12558919) (Source, checked September 26, 2026)
Headquarters
Estonia (Source, checked September 26, 2026)
Founded
2013 to 2014 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataLinkedInX

How EstateGuru compares

Where EstateGuru is available

Available
Estonia, Finland, Germany, Latvia, Lithuania, Portugal, Spain, United Kingdom
Licence in Estonia
Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority) (4.1-1/48), checked September 26, 2026
Licence in Lithuania
Bank of Lithuania (Lietuvos bankas) - Public List of Operators of Concentrated Financing Platforms (305009401 (Estateguru Lietuva, UAB)), checked September 26, 2026
Licence in Finland
Finanssivalvonta (FIN-FSA) - crowdfunding intermediary register (3013863-3 (Estateguru Finland Oy)), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates EstateGuru?+

EstateGuru is operated by Estateguru OÜ (Estonian company, registration code 12558919). (Source, checked September 26, 2026)

Where is EstateGuru based?+

EstateGuru is based in Estonia. (Source, checked September 26, 2026)

When was EstateGuru founded?+

EstateGuru was founded in 2013 to 2014. (Source, checked September 26, 2026)

How can I contact EstateGuru support?+

EstateGuru offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)

Sources

  • estateguru.co checked September 26, 2026

    Backs: Headquarters, Legal entity

    “HQ, Estonia Liivalaia 36 10132, Tallinn”

  • estateguru.co/about-us checked September 26, 2026

    Backs: Founded, Lender type

    “In 2013 a group of real estate and fintech experts based in Tallinn, Estonia had a bright idea ... 2014 Estateguru lauches in Tallinn, Estonia”

  • estateguru.co/borrower checked September 26, 2026

    Backs: Free early repayment, Funding time, Initial rate, Loan types, Support channels

    “There are no fees or penalties for early repayment. Simply notify us that you plan to do so, and we will assist you.”

  • estateguru.co/borrower/development-loan checked September 26, 2026

    Backs: Loan amount, Eligibility, Fixed period, Maximum loan to value, Term

    “Loan amount €20 000 - €5 000 000 (Development loan conditions)”

  • estateguru.co/price-list checked September 26, 2026

    Backs: Arrangement fee, Origination fee (%)

    “Intermediation fee2 2.5%-4%; Administration fee (annual)3 0-2%”

  • fi.ee/et/eesti-uhisrahastusteenuse-osutajad/estateguru-ou checked September 26, 2026

    Backs: Licences

Compiled from 7 source pages, checked September 28, 2026. We did not open an account.

Not confirmed yet: APR, Credit check, Representative example.

EstateGuru

EstateGuru

8.8/10Visit

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