Updated September 28, 2026 · BorrowCue Editorial Team

Top secured loans compared in Germany

47 lenders available in Germany, ranked for Germany.

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Top secured loans compared in Germany
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1
FINANZCHECK.de logo
FINANZCHECK.deTop pick
9.0/10
  • Fixed rate
APR:
-0.4% to 19.9%
Loan amount:
€1,000 to €150,000
Term:
6 to 120 months
ReviewCompareVisit
2
EstateGuru logo
EstateGuru

Earn 8% on additional EG Grow investments: 8% return on additional EG Grow investments (base product 7% fixed return)

8.8/10
    Loan amount:
    €20,000 to €5,000,000
    Term:
    up to 36 months
    Arrangement fee:
    Intermediation fee 2.5%-4% of the loan amount, charged on successful funding; plus 0-2% annual administration fee
    		ReviewCompareVisit
    3
    Wüstenrot Bausparkasse logo
    Wüstenrot Bausparkasse

    Wuestenrot Jugendbonus: up to 200 EUR

    		9.5/10
    • Fixed rate
    APR:
    4.96%
    Loan amount:
    from €25,000
    Term:
    60 to 240 months
    		ReviewCompareSee alternatives
    4
    GEFA logo
    GEFA
    		9.4/10
    • Fixed rate
    Loan amount:
    from €5,000
    Term:
    24 to 96 months
    Funding time:
    Same-day response possible for financing requests up to 250,000 EUR
    		ReviewCompareSee alternatives
    5
    SWK Bank logo
    SWK Bank
    		9.4/10
    • Fixed rate
    APR:
    5.29% to 12.99%
    Loan amount:
    €7,500 to €100,000
    Term:
    24 to 120 months
    		ReviewCompareSee alternatives
    6
    Spark logo
    Spark
    		9.3/10
    • Same day funding
    Arrangement fee:
    0
    Credit check:
    None
    Funding time:
    Instant, on-chain in the borrow transaction
    		ReviewCompareSee alternatives
    7
    OneMain Financial logo
    OneMain Financial
    		9.3/10
    • Fixed rate
    • Same day funding
    APR:
    11.99% to 35.99%
    Loan amount:
    $1,500 to $30,000
    Term:
    24 to 60 months
    		ReviewCompareSee alternatives
    8
    Consorsbank logo
    Consorsbank

    Aktion: Apple Aktie geschenkt: 1 free Apple share

    		9.2/10
      APR:
      7.77%
      Loan amount:
      €10,000
      Arrangement fee:
      0 EUR
      		ReviewCompareSee alternatives
      9
      NLB Banka Kosova logo
      NLB Banka Kosova

      NLB Depozita me afat: Bonus up to 200 EUR

      		9.2/10
      • Fixed rate
      APR:
      7.47% to 8.01%
      Loan amount:
      up to €35,000
      Term:
      120 months
      		ReviewCompareSee alternatives
      10
      Baufi24 Expats logo
      Baufi24 Expats
      		9.1/10
      • Fixed rate
      APR:
      4% to 4.5%
      Loan amount:
      €1,000 to €100,000
      Term:
      12 to 180 months
      		ReviewCompareSee alternatives

      Licensed in Germany

      FINANZCHECK.de
      Freie und Hansestadt Hamburg, Bezirksamt Hamburg-Mitte (Darlehensvermittler, Paragraf 34c Abs. 1 Nr. 2 GewO)
      FINANZCHECK.de
      Handelskammer Hamburg (Immobiliardarlehensvermittler, Paragraf 34i Abs. 1 S. 1 GewO)
      Wüstenrot Bausparkasse
      European Central Bank (EZB)
      Wüstenrot Bausparkasse
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
      GEFA
      European Central Bank
      SWK Bank
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
      Consorsbank
      Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
      Baufi24 Expats
      Freie und Hansestadt Hamburg, Fachamt Verbraucherschutz, Gewerbe und Umwelt, Gewerbeangelegenheiten und -erlaubnisse
      Baufi24 Expats
      Handelskammer Hamburg (IHK), supervisory authority
      Interhyp
      IHK fuer Muenchen und Oberbayern (Aufsichtsbehoerde nach Paragraf 34i GewO, Immobiliardarlehensvermittlerregister)
      Interhyp
      IHK fuer Muenchen und Oberbayern (Aufsichtsbehoerde nach Paragraf 34c GewO, Versicherungsvermittlerregister)
      Nordea
      European Central Bank
      Kredit.de
      IHK Hannover (Erlaubnis nach Paragraph 34d Abs. 1 GewO, credit intermediary)
      Kredit.de
      IHK Hannover (Gewerbeerlaubnis nach Paragraph 34c GewO)
      Kredit.de
      IHK Hannover (Immobiliendarlehensvermittler-Erlaubnis nach Paragraph 34i Abs. 1 S. 1 GewO)
      Baufi24
      Freie und Hansestadt Hamburg, Fachamt Verbraucherschutz, Gewerbe und Umwelt
      Baufi24
      Handelskammer (IHK) Hamburg
      CE-Baufinanz
      Bezirksamt Hamburg - Dezernat Wirtschaft, Bauen und Umwelt - Fachamt fuer Verbraucherschutz, Gewerbe und Umwelt (Zulassung/Aufsicht nach Par. 34c GewO, Darlehensvermittler)
      CE-Baufinanz
      Industrie- und Handelskammer Hamburg (Aufsichtsbehoerde nach Par. 34i GewO, Immobiliardarlehensvermittler)
      arttrade
      BaFin (Bundesanstalt fuer Finanzdienstleistungsaufsicht) - register of tied agents

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      FINANZCHECK.de

      FINANZCHECK.de

      Top pick for Germany

      9.0/10Visit

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