Updated September 29, 2026 · BorrowCue Editorial Team
Top mortgages compared in Germany
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| # | Lender | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  DKB (Deutsche Kreditbank)Top pick Zinsvorteil of 0.15 percentage points when buying an existing property: 0.15 percentage points off the interest rate | Not rated |
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| 2 |  Commerzbank Automatic individual rate advantage on Ratenkredit for free use concluded online or in the app: 0.01% to 0.6% p.a. lower rate | 9.4/10 |
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| 3 |  Postbank Tagesgeld new deposits action: 3.2% p.a. interest for 6 months | 9.3/10 |
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| 4 |  CHECK24 Trikot-Deal bis 01.10. sichern: free jersey plus up to 400 EUR Smily cashback | 9.1/10 |
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| 5 |  Berliner Volksbank 200 Euro Neukundenbonus: 200 EUR | 9.1/10 |
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| 6 |  Smava 500 EUR Amazon.de voucher on taking out a loan | 8.9/10 |
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| 7 |  EstateGuru Earn 8% on additional EG Grow investments: 8% return on additional EG Grow investments (base product 7% fixed return) | 8.8/10 |
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| 8 |  Pbb Direkt | Not rated |
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| 9 |  Wüstenrot Bausparkasse Wuestenrot Jugendbonus: up to 200 EUR | 9.5/10 |
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| 10 |  ING Germany Autumn interest discount of up to -0.50% on new Ratenkredit, Autokredit and Wohnkredit: -0.30% on the fixed nominal interest rate, up to -0.50% combined for loan amounts from 40,001 EUR | 9.4/10 |
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| ReviewCompareSee alternatives |
Licensed in Germany
- DKB (Deutsche Kreditbank)
- European Central Bank (supervisory authority for authorisation)
- DKB (Deutsche Kreditbank)
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin, consumer protection)
- Commerzbank
- Bundesanstalt fur Finanzdienstleistungsaufsicht (BaFin)
- Commerzbank
- Europaische Zentralbank (ECB)
- Postbank
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- Postbank
- Europäische Zentralbank (EZB)
- CHECK24
- IHK fuer Muenchen und Oberbayern
- Berliner Volksbank
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- Smava
- Bezirksamt Friedrichshain-Kreuzberg von Berlin, Ordnungs- und Gewerbeamt (credit brokerage permit under Section 34c (1) No. 2 GewO)
- Smava
- IHK Industrie- und Handelskammer zu Berlin (insurance intermediary permit under Section 34d (1) GewO)
- Pbb Direkt
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Pbb Direkt
- Europaeische Zentralbank (ECB)
- Wüstenrot Bausparkasse
- European Central Bank (EZB)
- Wüstenrot Bausparkasse
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- ING Germany
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- easybank
- Europäische Zentralbank (EZB/ECB)
- Consors Finanz
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Consors Finanz
- Europaeische Zentralbank (EZB)
- Consors Finanz
- Registergericht Muenchen (Handelsregister)
- Consorsbank
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
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