Updated September 28, 2026 · BorrowCue Editorial Team

Top business loans compared in Germany

38 lenders available in Germany, ranked for Germany.

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Top business loans compared in Germany
#	Lender	Score	Features	Key facts	Actions
1	SmavaTop pick 500 EUR Amazon.de voucher on taking out a loan	8.9/10	Fixed rate Same day funding	APR: -0.4% to 19.9% Loan amount: €1,000 to €120,000 Term: 6 to 120 months	Review Compare Visit
2	EstateGuru Earn 8% on additional EG Grow investments: 8% return on additional EG Grow investments (base product 7% fixed return)	8.8/10		Loan amount: €20,000 to €5,000,000 Term: up to 36 months Arrangement fee: Intermediation fee 2.5%-4% of the loan amount, charged on successful funding; plus 0-2% annual administration fee	Review Compare Visit
3	Kontist	8.7/10		APR: 17% Loan amount: €500 to €50,000 Term: 1 to 24 months	Review Compare Visit
4	GEFA	9.4/10	Fixed rate	Loan amount: from €5,000 Term: 24 to 96 months Funding time: Same-day response possible for financing requests up to 250,000 EUR	Review Compare See alternatives
5	Banco Santander	9.3/10	Fixed rate	Loan amount: $10,000 to $250,000 Term: 60 months Arrangement fee: 0.50% origination fee, minimum $250	Review Compare See alternatives
6	Bluevine	9.2/10	Same day funding	Loan amount: up to $250,000 Arrangement fee: 0 USD (no maintenance fees) Credit check: Soft prequal	Review Compare See alternatives
7	Instabank 15% collection discount when bundling several insurance policies	9.1/10	Same day funding	APR: 7.99% to 19.99% Loan amount: NOK 5,000 to NOK 500,000 Term: 36 to 180 months	Review Compare See alternatives
8	Fynbiz	9.0/10		APR: 5% to 12% Loan amount: €1,000 to €750,000 Arrangement fee: EUR 0 for the request and advice; Vermittlungsgebühr charged only on a successful financing	Review Compare See alternatives
9	ProCredit Bank Kosovo Hap llogari dhe Fito Menjëherë (open an account and win immediately)	9.0/10	Same day funding	Loan amount: up to €10,000 Credit check: Hard Funding time: Loan in about 3 minutes, fully online, money credited to the account immediately	Review Compare See alternatives
10	OnDeck	9.0/10	Fixed rate Same day funding	APR: 53.2% to 59.8% Loan amount: $5,000 to $400,000 Term: 18 to 24 months	Review Compare See alternatives

Licensed in Germany

Smava: Bezirksamt Friedrichshain-Kreuzberg von Berlin, Ordnungs- und Gewerbeamt (credit brokerage permit under Section 34c (1) No. 2 GewO)
Smava: IHK Industrie- und Handelskammer zu Berlin (insurance intermediary permit under Section 34d (1) GewO)
GEFA: European Central Bank
Fynbiz: Bezirksamt Mitte von Berlin, Ordnungsamt (loan broking authorisation under Sec. 34c (1) GewO, granted 11.01.2017)
Fynbiz: IHK Berlin (real estate loan broking authorisation under Sec. 34i (1) GewO, granted 26.07.2017)
Capitalo: IHK Koblenz (Section 34d(1) GewO insurance representative)
Capitalo: Verwaltung Mayen-Koblenz / Stadtverwaltung Bendorf (Section 34f(1) GewO financial investment intermediary)
FinCompare: Bezirksamt Mitte von Berlin, Ordnungsamt (loan brokerage permit under Sec. 34c(1) GewO, granted 11.01.2017)
FinCompare: IHK Berlin (insurance mediation permit under Sec. 34d(1) GewO, Vermittlerregister)
FinCompare: IHK Berlin (real estate loan mediation permit under Sec. 34i(1) GewO, Vermittlerregister)

Top business loans compared in Germany

Licensed in Germany

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Top business loans compared in Germany

Licensed in Germany

Browse by category

Other countries

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