Fynbiz review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Fynbiz suits established German businesses that want one application across business, bridging, car and debt consolidation lending rather than a single lender. It is a broker run by COMPEON GmbH, charging nothing for the request and advice, with rates at 5% to 12% and lending of €1,000 to €750,000.

Key facts

Best for
Established German businesses comparing bank and fintech credit through one broker.
APR
5% to 12% (Source, checked September 26, 2026)
Loan amount
€1,000 to €750,000 (Source, checked September 26, 2026)
Arrangement fee
EUR 0 for the request and advice; Vermittlungsgebühr charged only on a successful financing (Source, checked September 26, 2026)
Credit check
Soft prequal (Source, checked September 26, 2026)
Funding time
Within 24 hours of successful approval (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Eligibility
At least 2 years trading and annual turnover of at least EUR 100,000 (Source, checked September 26, 2026)
Loan types
Business, Bridging, Debt-consolidation, Car (Source, checked September 26, 2026)
Legal entity
COMPEON GmbH (Source, checked September 26, 2026)
Headquarters
Germany (Source, checked September 26, 2026)
Support channels
Email, Phone, Chat, Help-centre (Source, checked September 26, 2026)
Official website
fynbiz.de

Apps and profiles

Elsewhere
TrustpilotLinkedInfacebook.com

Pros and cons

Pros

  • Request and advice cost nothing; a broking fee follows a completed deal.
  • Rates of 5% to 12% against a site median of 12%.
  • Lending of €1,000 to €750,000 for business, bridging, car and consolidation.
  • Soft prequal credit check before a full application.

Cons

  • A Vermittlungsgebühr, the broking fee, sits outside the free request and advice and applies once a financing succeeds.
  • As a broker rather than a direct lender, the rate depends on which partner responds.
  • Eligibility rests on a trading record and turnover, so the smallest ticket of €1,000 to €750,000 is not for start-ups.
Fynbiz

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Scored 9.0 / 10 by BorrowCue.

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Who it suits

  • Owners of established trading businesses in Germany with turnover to spare
  • Businesses covering car, bridging or debt consolidation finance in one place
  • Borrowers who want a soft prequal before committing to a full application

Who should look elsewhere

  • Sole traders and start-ups without trading history or the turnover threshold
  • Anyone wanting to borrow from a single named lender with a fixed published rate
  • Borrowers who treat the request as genuinely costless, since a fee follows a completed deal

How Fynbiz compares

Where Fynbiz is available

Available
Germany
Licence in Germany
Bezirksamt Mitte von Berlin, Ordnungsamt (loan broking authorisation under Sec. 34c (1) GewO, granted 11.01.2017), checked September 26, 2026
Licence in Germany
IHK Berlin (real estate loan broking authorisation under Sec. 34i (1) GewO, granted 26.07.2017) (D-W-119-DKH3-95), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Fynbiz charge to apply?+

Nothing for the request and for advice. A Vermittlungsgebühr, a broking fee, is charged only once a financing is successfully arranged, so an application that never completes costs nothing.

Is Fynbiz a lender or a broker?+

Fynbiz works as a broker rather than lending its own money, and the business behind it is COMPEON GmbH. The final rate depends on which funding partner takes the case.

What rates can I expect?+

Rates run at 5% to 12%. As a broker, Fynbiz passes on pricing from its partners rather than setting a single published rate, so the figure depends on your profile and the amount.

How much can I borrow?+

Lending of €1,000 to €750,000 is available depending on the facility and the partner. The smallest tickets sit well below what many personal lenders offer, but the ceiling is tied to trading history and turnover.

How fast do I get the money?+

Funding is Within 24 hours of successful approval once an application is approved. The clock starts after approval, so the request, the checks and the partner's decision all sit before that point.

Will applying affect my credit file?+

The check type is soft prequal, so an initial enquiry does not carry the weight of a full hard search. A formal application to a partner can still involve a full assessment.

Which kinds of finance can I arrange?+

Fynbiz covers business, bridging, debt consolidation and car lending, which lets a company place several needs through one application rather than approaching each lender on its own.

Sources

  • fynbiz.de checked September 26, 2026

    Backs: Loan types, Arrangement fee, Support channels

    “030 200 74 58 64 | info@fynbiz.de | Fynbiz-Chat | FAQ”

  • fynbiz.de/agb checked September 26, 2026

    Backs: Lender type

  • fynbiz.de/digitaler-schnellkredit checked September 26, 2026

    Backs: Loan amount, Funding time

  • fynbiz.de/impressum checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

    “COMPEON GmbH, Lützowstraße 105, 10785 Berlin”

  • fynbiz.de/ueber-uns checked September 26, 2026

    Backs: APR, Credit check, Eligibility

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Term, Representative example.

Fynbiz

Fynbiz

Established German businesses comparing bank and fintech credit through one broker.

9.0/10See alternatives

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