Updated October 9, 2026 · BorrowCue Editorial Team
Top personal loans compared in South Africa
630 lenders available in South Africa, ranked for South Africa.
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| # | Lender | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 | MPOWA FinanceTop pick MPOWA Finance offers online cash loans in South Africa with a 100 percent online application and no paperwork. | Not rated |
| ReviewCompareVisit | |
| 2 | 8lends 8lends is an online lending service at app.8lends.io offering personal loans. | Not rated | ReviewCompareVisit | ||
| 3 |  OneMain Financial | 9.3/10 |
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| 4 |  Discovery Bank Join Discovery Bank and get 75% off Virgin Active gym fees | 9.2/10 |
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| 5 |  Cashgist | 9.2/10 |
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| 6 |  Klarna 30% off Klarna Premium or Max for 3 months: 30% off for 3 months | 9.2/10 |
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| 7 |  NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR | 9.2/10 |
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| 8 |  Ferratum | 9.1/10 |
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| 9 | LendingPoint | 9.1/10 |
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| 10 |  Absa | 9.0/10 |
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| ReviewCompareSee alternatives |
Licensed in South Africa
- Discovery Bank
- Financial Services Conduct Authority (authorised financial services provider)
- Discovery Bank
- National Credit Regulator (registered credit provider)
- Cashgist
- National Credit Regulator
- Absa
- National Credit Regulator (NCR)
- Absa
- South African Reserve Bank (SARB)
- Old Mutual
- National Credit Regulator (registered credit provider) / licensed financial services provider
- Century Financial Services
- National Credit Regulator (NCR)
- Lendplus.co.za
- National Credit Regulator (NCR)
- PAUSE Express
- National Credit Regulator (NCR)
- Weaver Fintech
- National Credit Regulator (NCR)
- Weaver Fintech
- Financial Services Conduct Authority
- Boodle
- Financial Services Conduct Authority (FSCA)
- Boodle
- National Credit Regulator (NCR)
- Capitec Bank
- Reserve Bank of South Africa
- FASTA
- National Credit Regulator (South Africa), National Credit Act
- Woolworths SA
- National Credit Regulator (South Africa)
- Woolworths SA
- Financial Services Board (South Africa)
Browse by category
- Payday and short-term loans in South Africa
- Loans for bad credit in South Africa
- Debt consolidation loans in South Africa
- Lines of credit in South Africa
- Secured loans in South Africa
- Mortgages in South Africa
- Remortgage deals in South Africa
- Car loans in South Africa
- Business loans in South Africa
- Private student loans in South Africa
- Home equity loans and HELOCs in South Africa
- Home improvement loans in South Africa
- Cash advance apps in South Africa
- Buy now, pay later in South Africa
- Equity release in South Africa
- Debt relief in South Africa
Other countries
MPOWA Finance
Top pick for South Africa