Updated October 9, 2026 · BorrowCue Editorial Team

Top business loans compared in South Africa

28 lenders available in South Africa, ranked for South Africa.

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Top business loans compared in South Africa
#LenderScoreFeaturesKey factsActions
1
BridgementTop pick

South African online business funding provider offering business loans up to R10,000,000, lines of credit and invoice finance.

Not rated
    ReviewCompareVisit
    2
    Bluevine logo
    Bluevine
    9.2/10
    • Same day funding
    Loan amount:
    up to $250,000
    Arrangement fee:
    0 USD (no maintenance fees)
    Credit check:
    Soft prequal
    ReviewCompareSee alternatives
    3
    Genfin logo
    Genfin
    9.1/10
    • Same day funding
    Loan amount:
    ZAR 100,000 to ZAR 3,000,000
    Term:
    12 months
    Arrangement fee:
    ZAR 0 - no initiation, admin or early-settlement fees
    ReviewCompareSee alternatives
    4
    ProCredit Bank Kosovo logo
    ProCredit Bank Kosovo

    Hap llogari dhe Fito Menjëherë (open an account and win immediately)

    9.0/10
    • Same day funding
    Loan amount:
    up to €10,000
    Credit check:
    Hard
    Funding time:
    Loan in about 3 minutes, fully online, money credited to the account immediately
    ReviewCompareSee alternatives
    5
    OnDeck logo
    OnDeck
    9.0/10
    • Fixed rate
    • Same day funding
    APR:
    53.2% to 59.8%
    Loan amount:
    $5,000 to $400,000
    Term:
    18 to 24 months
    ReviewCompareSee alternatives
    6
    EZLendr
    8.9/10
    • Fixed rate
    APR:
    7.03%
    Loan amount:
    $200,000
    Term:
    360 months
    ReviewCompareSee alternatives
    7
    Chartwell logo
    Chartwell
    8.9/10
    • Same day funding
    Loan amount:
    £5,000 to £500,000
    Term:
    12 to 72 months
    Arrangement fee:
    Broker arrangement fee may apply
    ReviewCompareSee alternatives
    8
    1West logo
    1West
    8.8/10
      Loan amount:
      $5,000 to $1,000,000
      Term:
      2 to 24 months
      Funding time:
      48 hours
      ReviewCompareSee alternatives
      9
      Paysera logo
      Paysera
      8.7/10
        Loan amount:
        €9,000
        Term:
        up to 12 months
        Arrangement fee:
        One-off administration fee 11%, EUR 990 on the EUR 9,000 example
        ReviewCompareSee alternatives
        10
        FundingHub logo
        FundingHub
        8.6/10
        • Fixed rate
        APR:
        12% to 72%
        Loan amount:
        ZAR 10,000 to ZAR 5,000,000
        Term:
        3 to 24 months
        ReviewCompareSee alternatives

        Bridgement

        Top pick for South Africa

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