Updated October 9, 2026 · BorrowCue Editorial Team
Top buy now, pay later compared in South Africa
5 lenders available in South Africa, ranked for South Africa.
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| # | Lender | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 |  KlarnaTop pick 30% off Klarna Premium or Max for 3 months: 30% off for 3 months | 9.2/10 |
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| 2 |  Giraffy | 8.8/10 |
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| 3 |  Weaver Fintech | 8.7/10 |
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| 4 |  Colendi | 8.1/10 |
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| 5 | Katapult US lease-to-own service with no credit check, usable at over 200 retailers through the Katapult app. | Not rated | ReviewCompareSee alternatives |
Licensed in South Africa
- Weaver Fintech
- National Credit Regulator (NCR)
- Weaver Fintech
- Financial Services Conduct Authority
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