Updated September 28, 2026 · BorrowCue Editorial Team

Top car loans compared in South Africa

16 lenders available in South Africa, ranked for South Africa.

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Top car loans compared in South Africa
#	Lender	Score	Features	Key facts	Actions
1	OneMain FinancialTop pick	9.3/10	Fixed rate Same day funding	APR: 11.99% to 35.99% Loan amount: $1,500 to $30,000 Term: 24 to 60 months	Review Compare See alternatives
2	NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR	9.2/10	Fixed rate	APR: 7.47% to 8.01% Loan amount: up to €35,000 Term: 120 months	Review Compare See alternatives
3	Absa	9.0/10	Same day funding	APR: 13.75% Loan amount: ZAR 3,000 to ZAR 350,000 Term: 12 to 84 months	Review Compare See alternatives
4	ProCredit Bank Kosovo Hap llogari dhe Fito Menjëherë (open an account and win immediately)	9.0/10	Same day funding	Loan amount: up to €10,000 Credit check: Hard Funding time: Loan in about 3 minutes, fully online, money credited to the account immediately	Review Compare See alternatives
5	Creditio	8.8/10	Same day funding	APR: 3% to 36% Loan amount: €100 to €500,000 Term: 2 to 240 months	Review Compare See alternatives
6	Giraffy	8.8/10	Fixed rate	APR: 7% to 35% Loan amount: $2,000 to $50,000 Term: 24 to 84 months	Review Compare See alternatives
7	FundingHub	8.6/10	Fixed rate	APR: 12% to 72% Loan amount: ZAR 10,000 to ZAR 5,000,000 Term: 3 to 24 months	Review Compare See alternatives
8	Cetelem Slovensko	Not rated		Loan types: Personal, Car Founded: 1953	Review Compare See alternatives
9	Credit Sesame	Not rated		Lender type: Marketplace Loan types: Car, Student Legal entity: Credit Sesame, Inc.	Review Compare See alternatives
10	National Bank of Vanuatu	Not rated		Lender type: Direct lender Loan types: Personal, Debt-consolidation, Secured, and 1 more Use cases: Home-improvement	Review Compare See alternatives