Updated September 30, 2026 · BorrowCue Editorial Team
Top mortgages compared in Japan
181 lenders available in Japan, ranked for Japan.
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| # | Lender | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 |  Rakuten BankTop pick Super Loan new-enrolment interest rate half campaign: 0.95%-7.25% instead of 1.9%-14.5% | 9.3/10 |
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| 2 |  Upstart Mortgage Home Equity Line of Credit | 9.3/10 |
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| 3 |  NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR | 9.2/10 |
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| 4 |  ARUHI 事務手数料引き下げキャンペーン (administrative fee reduction campaign for online applications): 事務手数料の引き下げ | 9.0/10 |
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| 5 | EZLendr | 8.9/10 |
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| 6 |  Chartwell | 8.9/10 |
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| 7 |  Giraffy | 8.8/10 |
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| 8 |  365.bank | Not rated | ReviewCompareSee alternatives | |
| 9 | Absa Seychelles | Not rated |
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| 10 | AccesBanque Madagascar | Not rated | ReviewCompareSee alternatives |
Licensed in Japan
- Rakuten Bank
- Kanto Local Finance Bureau (deposit-taking institution registration)
- ARUHI
- Kanto Local Finance Bureau (関東財務局長)
- Mogecheck
- Governor of Tokyo (money lender business registration)
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- Equity release in Japan
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