Updated September 29, 2026 · BorrowCue Editorial Team

Top home improvement loans compared in Japan

10 lenders available in Japan, ranked for Japan.

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Top home improvement loans compared in Japan
#	Lender	Score	Features	Key facts	Actions
1	OneMain FinancialTop pick	9.3/10	Fixed rate Same day funding	APR: 11.99% to 35.99% Loan amount: $1,500 to $30,000 Term: 24 to 60 months	Review Compare See alternatives
2	NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR	9.2/10	Fixed rate	APR: 7.47% to 8.01% Loan amount: up to €35,000 Term: 120 months	Review Compare See alternatives
3	LendingPoint	9.1/10	Fixed rate	APR: 7.99% to 35.99% Loan amount: $1,000 to $36,500 Term: 24 to 72 months	Review Compare See alternatives
4	ProCredit Bank Kosovo Hap llogari dhe Fito Menjëherë (open an account and win immediately)	9.0/10	Same day funding	Loan amount: up to €10,000 Credit check: Hard Funding time: Loan in about 3 minutes, fully online, money credited to the account immediately	Review Compare See alternatives
5	OnDeck	9.0/10	Fixed rate Same day funding	APR: 53.2% to 59.8% Loan amount: $5,000 to $400,000 Term: 18 to 24 months	Review Compare See alternatives
6	EZLendr	8.9/10	Fixed rate	APR: 7.03% Loan amount: $200,000 Term: 360 months	Review Compare See alternatives
7	Ledn	8.9/10	Same day funding	APR: 9.25% to 11.49% Loan amount: from $500 Term: 12 months	Review Compare See alternatives
8	Giraffy	8.8/10	Fixed rate	APR: 7% to 35% Loan amount: $2,000 to $50,000 Term: 24 to 84 months	Review Compare See alternatives
9	BKT Kosova	Not rated		Lender type: Direct lender Loan types: Personal Use cases: Home-improvement	Review Compare See alternatives
10	National Bank of Vanuatu	Not rated		Lender type: Direct lender Loan types: Personal, Debt-consolidation, Secured, and 1 more Use cases: Home-improvement	Review Compare See alternatives

OneMain Financial

Top pick for Japan

9.3/10See alternatives