Updated September 30, 2026 · BorrowCue Editorial Team

Top business loans compared in Japan

23 lenders available in Japan, ranked for Japan.

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Top business loans compared in Japan
#	Lender	Score	Features	Key facts	Actions
1	BluevineTop pick	9.2/10	Same day funding	Loan amount: up to $250,000 Arrangement fee: 0 USD (no maintenance fees) Credit check: Soft prequal	Review Compare See alternatives
2	ProCredit Bank Kosovo Hap llogari dhe Fito Menjëherë (open an account and win immediately)	9.0/10	Same day funding	Loan amount: up to €10,000 Credit check: Hard Funding time: Loan in about 3 minutes, fully online, money credited to the account immediately	Review Compare See alternatives
3	OnDeck	9.0/10	Fixed rate Same day funding	APR: 53.2% to 59.8% Loan amount: $5,000 to $400,000 Term: 18 to 24 months	Review Compare See alternatives
4	EZLendr	8.9/10	Fixed rate	APR: 7.03% Loan amount: $200,000 Term: 360 months	Review Compare See alternatives
5	Chartwell	8.9/10	Same day funding	Loan amount: £5,000 to £500,000 Term: 12 to 72 months Arrangement fee: Broker arrangement fee may apply	Review Compare See alternatives
6	1West	8.8/10		Loan amount: $5,000 to $1,000,000 Term: 2 to 24 months Funding time: 48 hours	Review Compare See alternatives
7	Paysera	8.7/10		Loan amount: €9,000 Term: up to 12 months Arrangement fee: One-off administration fee 11%, EUR 990 on the EUR 9,000 example	Review Compare See alternatives
8	Colendi	8.1/10	Same day funding	Term: 1 month Arrangement fee: 0 - no application fee Credit check: None	Review Compare See alternatives
9	Aiful Max 30 days interest-free (0 yen interest) for first-time Aiful users: Interest 0 yen for up to 30 days	Not rated	Same day funding	Funding time: As fast as 9 minutes; bank transfer 24 hours a day, 365 days a year Lender type: Direct lender Free early repayment: Yes	Review Compare See alternatives
10	ARC Save up to $100K in fees when raising debt with Arc Capital Markets	Not rated		Lender type: Marketplace Eligibility: Qualified companies raising debt with Arc Capital Markets Loan types: Business	Review Compare See alternatives