Updated October 9, 2026 · BorrowCue Editorial Team

Top cash advance apps compared in Japan

4 lenders available in Japan, ranked for Japan.

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Top cash advance apps compared in Japan
#LenderScoreKey factsActions
1
SMBC card loanTop pick

Card loan interest 0% campaign for SMBC card customers

9.1/10
APR:
1.5% to 14.5%
Loan amount:
¥100,000 to ¥8,000,000
Term:
480 months
ReviewCompareSee alternatives
2
Aiful logo
Aiful

Max 30 days interest-free (0 yen interest) for first-time Aiful users: Interest 0 yen for up to 30 days

Not rated
Funding time:
As fast as 9 minutes; bank transfer 24 hours a day, 365 days a year
Lender type:
Direct lender
Free early repayment:
Yes
ReviewCompareSee alternatives
3
Cashably logo
Cashably
Not rated
Lender type:
Marketplace
Eligibility:
Must be 18 years or older
Loan types:
Personal, Cash-advance
ReviewCompareSee alternatives
4
MyWage DE

MyWage DE is a German finance platform offering salary advances, a loan comparison and credit cards.

Not rated
ReviewCompareSee alternatives

SMBC card loan

Top pick for Japan

9.1/10See alternatives