Updated September 30, 2026 · BorrowCue Editorial Team

Top mortgages compared in Italy

184 lenders available in Italy, ranked for Italy.

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Top mortgages compared in Italy
#	Lender	Score	Features	Key facts	Actions
1	Upstart Mortgage Home Equity Line of CreditTop pick	9.3/10		Initial rate: 6.52% to 18% APRC: 6.52% to 18% Product fee: $0	Review Compare See alternatives
2	NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR	9.2/10	Fixed rate	Initial rate: 6% APRC: 6.27% Fixed period: 3 years	Review Compare See alternatives
3	buddy UniCredit Genius Pay minori 'Pay & Go 30' bonus: EUR 30 credited on the card	9.1/10	Fixed rate	Product fee: €0 Purpose: Purchase, Remortgage, First-time-buyer, and 1 more Lender type: Direct lender	Review Compare See alternatives
4	Widiba Spese di istruttoria azzerate su Mutuo Widiba Online Tasso Fisso: 0 EUR origination fee (normally listed as 300 EUR perizia fee still applies)	9.1/10	Fixed rate Same day funding	Initial rate: 3.48% APRC: 3.66% Fixed period: 20 years	Review Compare See alternatives
5	EZLendr	8.9/10	Fixed rate	Initial rate: 7.03% Fixed period: 30 years Purpose: Purchase, Remortgage, Home-equity	Review Compare See alternatives
6	Mrfinan FR	8.9/10		Initial rate: 1.84% to 21.14% Fixed period: 10 years Product fee: €0	Review Compare See alternatives
7	Chartwell	8.9/10	Same day funding	Maximum loan to value: 90% Purpose: Purchase, First-time-buyer, Buy-to-let Lender type: Broker	Review Compare See alternatives
8	Giraffy	8.8/10	Fixed rate	Lender type: Marketplace Legal entity: Giraffy Labs Ltd Founded: 2023	Review Compare See alternatives
9	Sofkredit	8.6/10	Same day funding	Initial rate: 8% to 14% APRC: 10.74% to 18.06% Fixed period: 0.5 to 20 years	Review Compare See alternatives
10	365.bank	Not rated			Review Compare See alternatives

Licensed in Italy

buddy UniCredit: Albo delle Banche (Banca d'Italia), parent of banking group UniCredit
Widiba: Banca d'Italia
Widiba: IVASS
Sofkredit: OAM - Organismo Agenti e Mediatori (Elenco degli operatori comunitari, art. 128-novies TUB)
Fineco (FinecoBank): Banca d'Italia (Albo delle Banche)
Illimity: Banca d'Italia

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Upstart Mortgage Home Equity Line of Credit

Top pick for Italy

9.3/10See alternatives