Updated September 30, 2026 · BorrowCue Editorial Team

Top secured loans compared in Italy

32 lenders available in Italy, ranked for Italy.

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Top secured loans compared in Italy
#	Lender	Score	Features	Key facts	Actions
1	SparkTop pick	9.3/10	Same day funding	Arrangement fee: 0 Credit check: None Funding time: Instant, on-chain in the borrow transaction	Review Compare See alternatives
2	OneMain Financial	9.3/10	Fixed rate Same day funding	APR: 11.99% to 35.99% Loan amount: $1,500 to $30,000 Term: 24 to 60 months	Review Compare See alternatives
3	NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR	9.2/10	Fixed rate	APR: 7.47% to 8.01% Loan amount: up to €35,000 Term: 120 months	Review Compare See alternatives
4	Cashaa	9.1/10	Fixed rate Same day funding	APR: 0% to 12% Loan amount: $1,000 to $70,000 Term: up to 12 months	Review Compare See alternatives
5	YouHodler	9.1/10	Fixed rate Same day funding	Loan amount: $30,000 Term: 1 month Arrangement fee: Daily fee 0.0301% to 0.0521% of collateral value per day, no fixed origination fee stated	Review Compare See alternatives
6	OnDeck	9.0/10	Fixed rate Same day funding	APR: 53.2% to 59.8% Loan amount: $5,000 to $400,000 Term: 18 to 24 months	Review Compare See alternatives
7	Italiana Finanziamenti	8.9/10	Fixed rate	Loan amount: €3,000 to €75,000 Term: 12 to 120 months Funding time: Prestito Personale can be disbursed within 24/72 hours of receiving all required documents	Review Compare See alternatives
8	EZLendr	8.9/10	Fixed rate	APR: 7.03% Loan amount: $200,000 Term: 360 months	Review Compare See alternatives
9	Ledn	8.9/10	Same day funding	APR: 9.25% to 11.49% Loan amount: from $500 Term: 12 months	Review Compare See alternatives
10	Chartwell	8.9/10	Same day funding	Loan amount: £5,000 to £500,000 Term: 12 to 72 months Arrangement fee: Broker arrangement fee may apply	Review Compare See alternatives

Licensed in Italy

YouHodler: Organismo Agenti per la Mediazione (OAM)
Italiana Finanziamenti: Organismo degli Agenti in Attività Finanziaria (OAM)
Sofkredit: OAM - Organismo Agenti e Mediatori (Elenco degli operatori comunitari, art. 128-novies TUB)
Fineco (FinecoBank): Banca d'Italia (Albo delle Banche)

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Spark

Top pick for Italy

9.3/10See alternatives