Updated September 30, 2026 · BorrowCue Editorial Team

Top lines of credit compared in Italy

24 lenders available in Italy, ranked for Italy.

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Top lines of credit compared in Italy
#	Lender	Score	Features	Key facts	Actions
1	BibancaTop pick	9.3/10	Fixed rate	Loan amount: €75,000 Term: 24 to 120 months Credit check: Hard	Review Compare See alternatives
2	Spark	9.3/10	Same day funding	Arrangement fee: 0 Credit check: None Funding time: Instant, on-chain in the borrow transaction	Review Compare See alternatives
3	Bluevine	9.2/10	Same day funding	Loan amount: up to $250,000 Arrangement fee: 0 USD (no maintenance fees) Credit check: Soft prequal	Review Compare See alternatives
4	Widiba Spese di istruttoria azzerate su Mutuo Widiba Online Tasso Fisso: 0 EUR origination fee (normally listed as 300 EUR perizia fee still applies)	9.1/10	Fixed rate Same day funding	APR: 10.42% Loan amount: €1,000 to €40,000 Term: 12 to 120 months	Review Compare See alternatives
5	OnDeck	9.0/10	Fixed rate Same day funding	APR: 53.2% to 59.8% Loan amount: $5,000 to $400,000 Term: 18 to 24 months	Review Compare See alternatives
6	Mrfinan FR	8.9/10		APR: 1.84% to 21.14% Loan amount: €100 to €50,000 Term: 120 months	Review Compare See alternatives
7	Chartwell	8.9/10	Same day funding	Loan amount: £5,000 to £500,000 Term: 12 to 72 months Arrangement fee: Broker arrangement fee may apply	Review Compare See alternatives
8	Flexible Finance	8.9/10		Arrangement fee: Up to 3% split fee Credit check: Soft prequal Funding time: Rent paid in full on time	Review Compare See alternatives
9	Memo Bank	8.8/10	Fixed rate	Loan amount: up to €1,000,000 Term: 12 to 84 months Funding time: Funds released within 48 hours after approval	Review Compare See alternatives
10	Mutual Life Africa	8.7/10		Term: 1 to 12 months Arrangement fee: At disbursement; amount disclosed at application Credit check: Soft prequal	Review Compare See alternatives