Updated September 28, 2026 · BorrowCue Editorial Team

Top buy now, pay later compared

88 lenders, ranked on the terms we checked.

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Top buy now, pay later compared
#LenderScoreFeaturesKey factsActions
51
Easypaisa Bank logo
Easypaisa Bank
8.9/10
  • Same day funding
APR:
32% to 40%
Loan amount:
PKR 25,000
Term:
2 months
ReviewCompareSee alternatives
52
Lotte Finance VN

Promotional interest rate from 0% per month on personal loans: Interest rate from only 0% per month

8.9/10
  • Fixed rate
Loan amount:
up to ₫100,000,000
Term:
6 to 60 months
Arrangement fee:
0 VND
ReviewCompareSee alternatives
53
Telcell logo
Telcell
8.9/10
  • Fixed rate
  • Same day funding
APR:
0%
Loan amount:
AMD 5,000 to AMD 2,000,000
Term:
1 to 3 months
ReviewCompareSee alternatives
54
Twisto logo
Twisto

Twisto ucet first month free (Standard and Premium tariffs): 1 month free

8.9/10
  • Fixed rate
APR:
44.64% to 58.44%
Loan amount:
CZK 1,000
Term:
3 to 12 months
ReviewCompareSee alternatives
55
Instant Credit logo
Instant Credit
8.8/10
  • Fixed rate
  • Same day funding
Term:
3 to 24 months
Arrangement fee:
Loan opening commission
Funding time:
Instant decision at checkout, contract signed in minutes, 100% online
ReviewCompareSee alternatives
56
Kompanion Bank logo
Kompanion Bank

Get 1,000 som when taking an online loan from Bank Kompanion: 1000 KGS

8.8/10
    APR:
    26.99%
    Loan amount:
    KGS 200,000
    Term:
    36 months
    		ReviewCompareSee alternatives
    57
    Kredim logo
    Kredim
    		8.8/10
    • Same day funding
    APR:
    5.25%
    Loan amount:
    TRY 500 to TRY 250,000
    Term:
    1 to 36 months
    		ReviewCompareSee alternatives
    58
    FLOOSS logo
    FLOOSS
    		8.8/10
    • Fixed rate
    • Same day funding
    APR:
    16% to 18%
    Loan amount:
    BHD 100 to BHD 2,500
    Term:
    2 to 36 months
    		ReviewCompareSee alternatives
    59
    LOOP by NCBA logo
    LOOP by NCBA
    		8.8/10
    • Same day funding
    Loan amount:
    KES 2,000 to KES 100,000
    Term:
    1 month
    Arrangement fee:
    7% facility fee plus 20% excise duty, deducted upfront on disbursement
    		ReviewCompareSee alternatives
    60
    Giraffy logo
    Giraffy
    		8.8/10
    • Fixed rate
    APR:
    7% to 35%
    Loan amount:
    $2,000 to $50,000
    Term:
    24 to 84 months
    		ReviewCompareSee alternatives

    Our top picks

    1. 8. Katapult: best for Katapult

      US lease-to-own service with no credit check, usable at over 200 retailers through the Katapult app.

    Easypaisa Bank

    Ready to try Easypaisa Bank?

    Ranked #1 of 10.

    See alternatives

    Top buy now, pay later compared by country

    The data behind this ranking

    MetricValueSample
    Median apr2.1 %29
    Lower quartile apr0 %29
    Upper quartile apr26.99 %29
    Lowest apr0 %29
    Highest apr195 %29
    Median amount123.88 EUR34
    Lower quartile amount41.55 EUR34
    Upper quartile amount681.38 EUR34
    Lowest amount7.02 EUR34
    Highest amount22,881.1 EUR34
    Median term months1.513
    Lower quartile term months113
    Upper quartile term months2413
    Lowest term months113

    All data and the CSV

    Oney Préstamos ES

    Oney Préstamos ES

    #1 in Top buy now, pay later compared

    8.8/10Visit

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