Updated September 29, 2026 · BorrowCue Editorial Team
Top buy now, pay later compared
88 lenders, ranked on the terms we checked.
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank
| # | Lender | Score | Key facts | Actions |
|---|---|---|---|---|
| 81 |  FinClick 1 free credit card, free stock broking advisory and Rs.250 cash back with FinClick product association: Free credit card plus Rs.250 cash back | Not rated |
| ReviewCompareSee alternatives |
| 82 |  Qi Card Aqsati Special registration gift before the end of the month | Not rated |
| ReviewCompareSee alternatives |
| 83 |  NLB Buy&Go | Not rated |
| ReviewCompareSee alternatives |
| 84 |  NymCard | Not rated |
| ReviewCompareSee alternatives |
| 85 | Suyool | Not rated |
| ReviewCompareSee alternatives |
| 86 |  TNEX | Not rated |
| ReviewCompareSee alternatives |
| 87 |  TSB First time buyer cashback: GBP 500 cashback on completion, plus GBP 250 extra for an EPC rating of A or B, up to GBP 750 in total | Not rated |
| ReviewCompareSee alternatives |
| 88 | Open Co | Not rated |
| ReviewCompareSee alternatives |
Our top picks
8. Katapult: best for Katapult
US lease-to-own service with no credit check, usable at over 200 retailers through the Katapult app.
Top buy now, pay later compared by country
The data behind this ranking
| Metric | Value | Sample |
|---|---|---|
| Median apr | 2.1 % | 29 |
| Lower quartile apr | 0 % | 29 |
| Upper quartile apr | 26.99 % | 29 |
| Lowest apr | 0 % | 29 |
| Highest apr | 195 % | 29 |
| Median amount | 123.88 EUR | 34 |
| Lower quartile amount | 41.55 EUR | 34 |
| Upper quartile amount | 681.38 EUR | 34 |
| Lowest amount | 7.02 EUR | 34 |
| Highest amount | 22,881.1 EUR | 34 |
| Median term months | 1.5 | 13 |
| Lower quartile term months | 1 | 13 |
| Upper quartile term months | 24 | 13 |
| Lowest term months | 1 | 13 |
