Updated September 28, 2026 · BorrowCue Editorial Team
Top buy now, pay later compared
88 lenders, ranked on the terms we checked.
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| # | Lender | Score | Key facts | Actions |
|---|---|---|---|---|
| 71 |  One (One Finance) $1 Gas Wednesdays: $1 cash back per gallon | 8.6/10 |
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| 72 |  JULO SEPAKAT! Pakai Limit, Bebas Pilih Hadiah: Total hadiah Rp15.000.000, menangkan Rp500rb tiap hari | 8.4/10 |
| ReviewCompareSee alternatives |
| 73 |  Colendi | 8.1/10 |
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| 74 | Akulaku | Not rated |
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| 75 | Alliance Bank UA 1 year of account service free of charge (business current account): 1 year free | Not rated |
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| 76 |  Asal Microfinance | Not rated |
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| 77 |  BDQ Microcredito | Not rated |
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| 78 |  CreditPer | Not rated |
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| 79 |  Dashen Bank | Not rated |
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| 80 |  Kaspi.kz | Not rated |
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Our top picks
8. Katapult: best for Katapult
US lease-to-own service with no credit check, usable at over 200 retailers through the Katapult app.
Top buy now, pay later compared by country
The data behind this ranking
| Metric | Value | Sample |
|---|---|---|
| Median apr | 2.1 % | 29 |
| Lower quartile apr | 0 % | 29 |
| Upper quartile apr | 26.99 % | 29 |
| Lowest apr | 0 % | 29 |
| Highest apr | 195 % | 29 |
| Median amount | 123.88 EUR | 34 |
| Lower quartile amount | 41.55 EUR | 34 |
| Upper quartile amount | 681.38 EUR | 34 |
| Lowest amount | 7.02 EUR | 34 |
| Highest amount | 22,881.1 EUR | 34 |
| Median term months | 1.5 | 13 |
| Lower quartile term months | 1 | 13 |
| Upper quartile term months | 24 | 13 |
| Lowest term months | 1 | 13 |
