TSB: facts and offers
Updated September 28, 2026 · BorrowCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key facts
- Maximum loan to value
- 90% (Source, checked September 26, 2026)
- Purpose
- Purchase, Remortgage, First-time-buyer, Buy-to-let (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Legal entity
- TSB Bank plc (Source, checked September 26, 2026)
- Headquarters
- United Kingdom (Source, checked September 26, 2026)
- Founded
- 1985 (Source, checked September 26, 2026)
- Support channels
- Chat, Phone, Help-centre, Community (Source, checked September 26, 2026)
- Official website
- tsb.co.uk
Loans
- APR
- 6.4% (Source, checked September 26, 2026)
- Loan amount
- £300 to £50,000 (Source, checked September 26, 2026)
- Term
- 3 to 84 months (Source, checked September 26, 2026)
- Arrangement fee
- 0 (Source, checked September 26, 2026)
- Credit check
- Hard (Source, checked September 26, 2026)
- Funding time
- Same day for existing TSB current account holders; by 7pm the next working day for other customers (Source, checked September 26, 2026)
- Representative example
- 6.4% APR representative for personal loans between GBP 7,500 and GBP 25,000 over 1-5 years (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Free early repayment
- No (Source, checked September 26, 2026)
- Eligibility
- Over 18 (over 21 to apply online), UK resident, employed or regular income, at least GBP 850 per month after tax, no recent CCJs, credit defaults or bankruptcies (Source, checked September 26, 2026)
- Origination fee (%)
- 0% (Source, checked September 26, 2026)
- Loan types
- Personal, Debt-consolidation, Car, Student, BNPL (Source, checked September 26, 2026)
- Credit needed
- Good (Source, checked September 26, 2026)
- Use cases
- Home-improvement (Source, checked September 26, 2026)
- Legal entity
- TSB Bank plc (Source, checked September 26, 2026)
- Headquarters
- United Kingdom (Source, checked September 26, 2026)
- Founded
- 1985 (Source, checked September 26, 2026)
- Support channels
- Chat, Phone, Help-centre, Community (Source, checked September 26, 2026)
- Features
- Same-day funding
How TSB compares
8lends
Deudafix
myKredit
Dineria MX
DKB (Deutsche Kreditbank)
5in5
Multitude
Cashback Remortgage
TengeDa
Jeff.vn
Finbro
One Bridging Loans
MKB Bedrijfskrediet
Hypoteket
Renteradar
Bridgement
Mozzeno
Abakos
OneCredit KZ
MPOWA Finance
Srisawad
A money
Bom Pra Credito
Viva Credit
OK Zhongxun International
TF Bank EE
Crezu CO
Solcredito CO
Lendela SG
Meilleurtaux BE
Loan Hub India
Revolut
Where TSB is available
- Available
- United Kingdom
- Licence in United Kingdom
- Financial Conduct Authority (191240), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates TSB?+
TSB is operated by TSB Bank plc. (Source, checked September 26, 2026)
Where is TSB based?+
TSB is based in United Kingdom. (Source, checked September 26, 2026)
When was TSB founded?+
TSB was founded in 1985. (Source, checked September 26, 2026)
How can I contact TSB support?+
TSB offers support through Chat, Phone, Help-centre, Community. (Source, checked September 26, 2026)
Sources
- find-and-update.company-information.service.gov.uk/compan... checked September 26, 2026
Backs: Founded, Headquarters
“TSB BANK PLC ... Incorporated on 24 September 1985”
- tsb.co.uk/help-and-support/contact-us.html checked September 26, 2026
Backs: Support channels
“Chat to us in the app for fast replies to most common queries 24/7. ... Call us on our general number 03459 758 758 ... For common queries or FAQs you can resolve online, try our Help & Support ......”
- tsb.co.uk/legal checked September 26, 2026
Backs: Lender type
“Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240”
- tsb.co.uk/mortgages checked September 26, 2026
Backs: Legal entity, Purpose, Licences
“TSB Bank plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland, no. SC95237.”
- tsb.co.uk/mortgages/remortgaging.html checked September 26, 2026
Backs: Maximum loan to value
“Plus, we could lend up to 90% of your home's value.”
- tsb.co.uk/personal-loans.html checked September 26, 2026
Backs: Loan amount, APR, Eligibility, Features, Loan types, Representative example, Use cases
“we provide unsecured loans from GBP 300 to GBP 999, over 3-12 month loan terms, GBP 1,000 to GBP 25,000, over 1-7 year loan terms, or GBP 25,000 to GBP 50,000, over 1-5 year loan terms”
- tsb.co.uk/personal-loans/personal-loans-faqs.html checked September 26, 2026
Backs: Credit check, Credit needed, Free early repayment, Funding time, Arrangement fee, Origination fee (%), Term
“TSB completes a credit search for each new application made to enable us to give a credit decision”
Compiled from 7 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: Initial rate, APRC, Fixed period.
