Kompanion Bank review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Kompanion Bank lends directly from KG, and it suits borrowers there who want a personal loan of KGS 200,000 repaid over 36. The catch is price: an APR of 26.99% sits well above the median in our data, which makes cost the first thing to check with a cheaper lender.

Key facts

Best for
Borrowers in KG who can settle on the amount and the term before they apply.
APR
26.99% (Source, checked September 26, 2026)
Loan amount
KGS 200,000 (Source, checked September 26, 2026)
Term
36 months (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Loan types
Personal, Secured, Car, BNPL, Business (Source, checked September 26, 2026)
Legal entity
Bank Kompanion CJSC (Source, checked September 26, 2026)
Headquarters
Kyrgyzstan (Source, checked September 26, 2026)
Support channels
Phone (Source, checked September 26, 2026)
Official website
kompanion.kg

Pros and cons

Pros

  • A direct lender, so you deal with the bank itself rather than a broker (direct lender).
  • Personal, secured, car, business and buy now pay later loans all sit under one roof (personal, secured and car).
  • The term of 36 matches the median term in our data (36), so the commitment is a conventional one.

Cons

  • The APR of 26.99% sits well above the median in our data (12%).
  • Support runs on phone only.
  • Cost scores 2.4 in our data, one of the weaker showings on price.
Kompanion Bank

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Scored 8.8 / 10 by BorrowCue.

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Who it suits

  • Borrowers in KG who want personal, secured, car or business lending from one bank (personal, secured and car).
  • Anyone who can clear the balance inside 36 and wants that length set in advance.
  • People who would rather speak to the lender itself than to a middleman (direct lender).

Who should look elsewhere

  • Borrowers after a cheaper rate: Cashspace lists PHP 12 to PHP 36 and Monzo Flex lists 10% to 23%.
  • Anyone wanting the smallest quote in this comparison: Cashspace ES lists 0%.
  • Readers who want written or online help rather than calls: Kompanion Bank offers phone only.

How it compares on our data

Kompanion Bank sits at position 274 of 350 brands on APR, which places its pricing in the higher cost part of the table. On term it ranks 111 of 232, so the length of the loan is a middle of the pack showing rather than a strong point.

The company behind it

The lender is Bank Kompanion CJSC, based in Kyrgyzstan, and it issues loans itself rather than sending borrowers to another provider. Contact runs on phone, so questions, changes and complaints all travel by phone. Working with one bank means one agreement to read and one repayment schedule to track.

How Kompanion Bank compares

Where Kompanion Bank is available

Available
Kyrgyzstan

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does Kompanion Bank charge?+

The stated rate is 26.99%, a single figure rather than a range, and it is the headline for the personal loans the bank lists. That sits above the median APR in our data (12%) and above the upper quartile (24.92%), so plan for a high cost of borrowing.

How much can I borrow and over what period?+

The published amount is KGS 200,000 and the term is 36. The length matches the median term in our data (36), so repayments are sized for a typical borrower. Before committing, weigh that convenience against the 26.99% rate, which is the part that costs you most.

What kinds of loan does Kompanion Bank offer?+

The product list covers personal, secured, car, business and buy now pay later lending (personal, secured and car), so the same bank can cover an unsecured loan, a collateral backed one, a vehicle purchase or a business need. The 26.99% rate is the figure to test each product against, and the term is 36.

Is Kompanion Bank a broker or the lender itself?+

It is the lender itself: the lender kind is direct lender, and the legal entity is Bank Kompanion CJSC. That means the interest, the term and the repayment schedule all come from one bank, so there is no separate intermediary adding a fee or a second agreement to read.

How do I get hold of Kompanion Bank?+

The published support route is phone, so questions about a quote, a repayment or a problem all go through a phone call. There is no written channel listed alongside it, which is worth weighing if you prefer to keep the conversation in writing before you apply.

Where is Kompanion Bank based?+

The bank is registered as Bank Kompanion CJSC in Kyrgyzstan, and the lending runs in that market rather than across several countries. Applications, support and the loan terms all sit under one local entity, so read the local terms carefully if you are used to borrowing elsewhere.

How does it compare with other lenders on cost?+

The ranking on APR is hard to argue with: 26.99% places it at position 274 of 350 brands in our data, down the dearer end. Cashspace at PHP 12 to PHP 36 and Monzo Flex at 10% to 23% both read lower, so look there first if price decides it.

Sources

  • kompanion.kg/requisites checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “«Kompanion Bank», CJSC 62, Shota Rustaveli Str., Bishkek, 720044, Kyrgyz Republic”

  • kompanion.kg/retail/loan checked September 26, 2026

    Backs: Loan amount, APR, Lender type, Loan types, Term

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee, Credit check, Funding time, Representative example.

Kompanion Bank

Kompanion Bank

Borrowers in KG who can settle on the amount and the term before they apply.

8.8/10See alternatives

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