Paragon Bank review
Updated October 12, 2026 · BorrowCue Editorial Team
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Our verdict
Paragon Bank differs from high street lenders by concentrating on specialist savings, buy to let mortgages and tailored lending for businesses. It is a UK based bank with over 40 years of history that serves landlords, businesses and savers seeking straightforward specialist accounts.
Key facts
- Best for
- Landlords, businesses and savers seeking specialist UK finance
- Official website
- paragonbank.co.uk
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Operates as a UK based bank with over 40 years of history
- Covers savings, buy to let mortgages, business lending and asset finance
- Offers application online or by post for savings customers
- Provides specialist buy to let support for large and small portfolios
Cons
- Concentrates on the UK market rather than wider international coverage
- Specialist buy to let and business focus means less for general borrowers
Who it suits
- Landlords managing single lets or large portfolios
- Businesses seeking tailored lending and asset finance
- Savers seeking straightforward fixed and easy access accounts
Who should look elsewhere
- Borrowers seeking direct high street mortgage applications
Safety and regulation
Paragon Bank operates as a UK based bank that has supported people and businesses across the country for over 40 years. Savings customers keep balances within the bank under established UK banking practices. The bank states that customer savings remain protected with it. Savings management includes clear guidance and explanatory material for account holders. Mortgage and lending activity concentrates on specialist buy to let, residential and commercial segments through professional channels.
How Paragon Bank compares
Frequently asked questions
What products does Paragon Bank provide?+
Paragon Bank provides savings accounts and cash ISAs alongside specialist buy to let and residential mortgages. The portfolio also covers personal loans, business lending, asset finance, motor finance and invoice finance. Customers manage different goals within one specialist UK bank.
Which borrowers use Paragon Bank for mortgages?+
Paragon Bank focuses on specialist buy to let borrowing from single properties to complex multi property portfolios. It also offers residential and second charge mortgages through intermediaries. People who are new to the bank arrange mortgages with guidance from a financial adviser.
What savings choices does Paragon Bank cover?+
Paragon Bank covers straightforward savings accounts and cash ISAs with fixed and easy access structures. The range includes flexible ISA structures and a wallet that holds multiple cash ISAs. Online management and an app support everyday account oversight.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.