Micro Financial Services Namibia review
Updated October 12, 2026 · BorrowCue Editorial Team
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Our verdict
Micro Financial Services Namibia trades breadth for focus as a microloan specialist inside a larger Namibian financial group. It centres on salaried workers, micro-entrepreneurs and small firms in Namibia who want credit to diversify income and build sustainable businesses with limited access to formal banking.
Key facts
- Best for
- Microloans for Namibian salaried workers, micro-entrepreneurs and small businesses.
- Official website
- letshego.com.na
Pros and cons
Pros
- Microloans designed to help borrowers diversify income and turn side hustles into sustainable businesses.
- Parent group has carried the Letshego name for over 24 years under an improving lives purpose.
- Group-wide focus on financial inclusion for mass and middle-income earners and small enterprises.
Cons
- It operates in a single market, so borrowers outside Namibia cannot apply.
- Microloans are the core offering, while savings, home loans and overdrafts sit with the group's bank.
Who it suits
- Salaried workers in Namibia
- Micro-entrepreneurs and small business owners
- Income diversifiers building side hustles into sustainable businesses
Who should look elsewhere
- Borrowers seeking savings accounts or mortgages
- Borrowers based outside Namibia
Who runs it
Micro Financial Services Namibia is one of two strategic subsidiaries of Letshego Holdings Namibia Limited, a group listed on the Namibia Stock Exchange. The group extends inclusive finance to individuals, entrepreneurs and communities across the country and has carried the Letshego name, inspired by a Setswana word meaning support, for over 24 years. Its purpose is improving lives by bridging the financial inclusion gap, with solutions tailored to salaried individuals, micro-entrepreneurs and small businesses. It commits to responsible and sustainable financing as part of its ESG agenda.
How Micro Financial Services Namibia compares
Frequently asked questions
Who can apply for Micro Financial Services Namibia's loans?+
Microloans are aimed at salaried individuals, micro-entrepreneurs and small businesses within the group's customer base. The wider stated vision is to empower mass and middle-income individuals and micro and small enterprises across Namibia, so employed workers and small-scale traders both fall within the group's focus.
Where does Micro Financial Services Namibia operate?+
It operates in Namibia, where its parent group runs an integrated ecosystem delivering accessible financial solutions across the country. The group's stated vision covers mass and middle-income individuals and micro and small enterprises throughout Namibia, and its microloan stories centre on Namibian customers.
Who owns Micro Financial Services Namibia?+
It is owned by Letshego Holdings Namibia Limited. The same parent also controls a sister banking business, so the microfinance operation sits inside a larger financial group rather than standing alone. That structure supports accessible solutions for individuals, entrepreneurs and communities.
What does the Letshego name behind this brand stand for?+
Letshego comes from a Setswana word meaning support, and the group has carried the name for over 24 years under the brand promise of improving lives. Its purpose is improving lives, driving a customer-centric approach focused on bridging the financial inclusion gap for individuals, entrepreneurs and communities.
Does Micro Financial Services Namibia offer banking products?+
Banking products such as savings accounts, home loans, personal loans and overdraft facilities belong to the group's banking business. Micro Financial Services Namibia centres on its microloans, which the group links to Namibians diversifying income and turning side hustles into sustainable businesses.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.
Micro Financial Services Namibia
Microloans for Namibian salaried workers, micro-entrepreneurs and small businesses.