MCredit review
Updated October 14, 2026 · BorrowCue Editorial Team
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Our verdict
Mcredit's revolving contract defines redraws under a limit that is reviewed at least annually and can end early if repayment terms are breached.
Key facts
- Best for
- Vietnam borrowers reviewing how a revolving credit limit, available balance and withdrawal period work.
- Official website
- mcredit.com.vn
Pros and cons
Pros
- Repayment restores the amount available under the revolving limit
Cons
- The limit is reviewed and access can end early after a repayment breach
Ready to try MCredit?
Who it suits
- Vietnam borrowers reviewing how a revolving credit limit, available balance and withdrawal period work.
Costs
Mcredit defines each withdrawal as a separate loan under an agreed revolving limit. The available amount is the limit minus outstanding principal. The bank reviews the limit at least once a year, and the withdrawal period can be shortened or ended before its maximum 12 months if repayment terms are breached.
How MCredit compares
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.
MCredit
Vietnam borrowers reviewing how a revolving credit limit, available balance and withdrawal period work.