Juvo BR review
Updated October 12, 2026 · BorrowCue Editorial Team
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Our verdict
Juvo is a Brazilian personal loan provider known for accepting a mobile phone as collateral while you keep using it. It serves adults with an active email and a personal bank account who want an application handled directly from a phone without income proof.
Key facts
- Best for
- Borrowers pledging a phone without income proof
- Official website
- juvocredito.com.br
Pros and cons
Pros
- Lets you keep using the pledged phone during repayment
- Accepts applications without any proof of income from borrowers
- Handles the whole request directly from your mobile phone
- Requests no advance deposit before you receive funds
Cons
- Requires a mobile phone as collateral for every loan
- Serves only borrowers with a personal bank account in Brazil
- Support runs on weekdays during daytime Brasilia hours only
Ready to try Juvo BR?
Who it suits
- Adults with a phone to pledge as collateral
- Borrowers without proof of income
- People wanting a phone led application
Who should look elsewhere
- Borrowers without a phone to pledge
- Borrowers outside Brazil
Our full take
Juvo BR offers personal loans in Brazil using the borrower's mobile phone as collateral, with no income proof required.
How Juvo BR compares
8lends
myKredit
Dineria MX
Multitude
TengeDa
Jeff.vn
Finbro
Revolut
Bridgement
Frequently asked questions
Who can apply for a Juvo loan?+
You need to be over eighteen with a valid CPF, a personal current or savings account in your name, an active email and a mobile phone to pledge as collateral. You do not need to prove income to send a request.
How does the phone collateral work?+
You pledge your mobile phone as security for the loan through a fiduciary transfer. You keep possession of the device and continue using it while you repay. The structure works in a similar way to loans secured by a car or a property.
Is it safe to borrow with Juvo?+
Juvo operates as a banking correspondent linked to a financial institution supervised by the national regulator and follows data protection rules. Thousands of people have already borrowed through this model. Repayment starts only after the money reaches your account through official slips or codes.
How can you contact Juvo support?+
You can reach the team from Monday to Friday, except holidays, between morning and evening Brasilia time. Contact runs through two channels, a messaging app and email. Juvo also asks you to report any request for advance payment as fraud.
Sources
- juvocredito.com.br checked October 9, 2026
Backs: Description
Compiled from 1 source page, checked October 12, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.
Juvo BR
Borrowers pledging a phone without income proof