ID Finance review
Updated October 13, 2026 · BorrowCue Editorial Team
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Our verdict
ID Finance concentrates on app delivered loans and everyday money management for people who prefer digital tools over branch banking. It suits borrowers in Spain and Mexico who want finance alongside guidance for steadier decisions built around responsibility and sustainability.
Key facts
- Best for
- Digital borrowers seeking guided loans and everyday money support
- Official website
- idfinance.com
Pros and cons
Pros
- Focuses on financial wellness and responsible decisions through accessible digital apps
- Serves a large base of more than 10 million customers across Spain and Mexico
- Draws on technology and large data analysis with a sustainable outlook
Cons
- Operates only in Spain and Mexico, which limits choice for other borrowers
- Digital app focus offers no branch option for people preferring face to face help
Who it suits
- Borrowers in Spain and Mexico who prefer app based finance
- People seeking support for steadier everyday financial decisions
Who should look elsewhere
- Borrowers outside its two served markets
- People wanting branch based banking relationships
How ID Finance compares
Multitude
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Frequently asked questions
Where does ID Finance operate?+
ID Finance serves customers in Spain and Mexico, where it reports more than 10 million customers. Its digital ecosystem is directed at borrowers in those two markets who manage money through an app.
Who is ID Finance suited for?+
ID Finance suits people who prefer managing finance digitally and want support for steadier decisions. Its approach centres on responsibility, sustainability and improved peace of mind in everyday money use.
What company stands behind ID Finance?+
ID Finance is a Spanish fintech company with expertise in technology and large scale data. It employs a team of around 400 professionals and builds a digital financial ecosystem with a responsible and sustainable outlook.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.