H&H Aurum review
Updated October 12, 2026 · BorrowCue Editorial Team
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Our verdict
For borrowers wanting short-term cash credit, H&H Aurum offers drawdowns through two signing routes with later requests by phone or form. The brand suits people who want cash or bank transfer payouts plus direct payment of bills for goods and services.
Key facts
- Best for
- Borrowers wanting reusable short-term cash credit
- Official website
- kredit-takoj.si
Pros and cons
Pros
- Credit agreement stays open for repeat drawdowns after one signing
- Payout arrives as cash in branch or as transfer to bank account
- Borrowers can direct credit toward payment of bills for goods or services
Cons
- Remote signing depends on phone calls plus postal handling of documents
- Cash payout requires a visit to the branch office
Who it suits
- Borrowers wanting repeat access under one agreement
- People comfortable arranging credit by phone and post
Who should look elsewhere
- Borrowers wanting a fully online application journey
How H&H Aurum compares
Frequently asked questions
What does H&H Aurum offer?+
H&H Aurum offers short-term cash credit arranged under a single credit agreement. Borrowers can take payouts as cash in the branch or as a transfer to a bank account. Later drawdowns can be requested without signing a new agreement.
How can borrowers sign the credit agreement?+
Borrowers can sign the credit agreement during a visit to the branch office. Remote signing is also possible through a phone discussion combined with postal handling of documents. Branch signing supports cash payout, while remote handling completes after paperwork is settled.
Can credit be used to pay bills directly?+
Borrowers can use approved credit to settle bills for purchased goods or services. A dedicated drawdown request for bill payment must be sent for this option. Funds then move directly toward the bill rather than as cash to the borrower.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.