Fundably review
Updated September 30, 2026 · BorrowCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Our verdict
Fundably suits borrowers comparing mortgages on total cost and eligibility who want context against typical market pricing. Its comparison sits near typical initial rates around 4.55% with APRC around 5.18% across a broad set of 732 brands for purchase and remortgage purposes.
Key facts
- Best for
- Borrowers weighing mortgage cost against typical market pricing
- Official website
- fundably.com
Apps and profiles
- Elsewhere
Pros and cons
Pros
- Initial rates centre around 4.89%, giving clear context for comparing fixed deals
- APRC centres around 5.28%, which helps weigh total cost beyond the opening rate
- Maximum loan to value around 90% supports borrowers with smaller deposits
- Fixed periods around 10 give scope to balance certainty and flexibility
Cons
- Early repayment terms vary across the market, with free early repayment at 74.4%, so check conditions before committing
- Variable rate options remain less common at 24.4%, which limits choice for borrowers seeking that structure
Who it suits
- Borrowers comparing purchase deals against typical rates around 4.89%
- Borrowers comparing remortgage options where APRC around 4.21% shapes total cost
- Borrowers using home improvement plans covered at 100%
Who should look elsewhere
- Borrowers seeking equity release, since specialist brands address that purpose more directly
- Borrowers wanting variable rate choice beyond 24.4%
How Fundably compares
8lends
Deudafix
myKredit
Dineria MX
DKB (Deutsche Kreditbank)
5in5
Multitude
Cashback Remortgage
TengeDa
Jeff.vn
Finbro
One Bridging Loans
MKB Bedrijfskrediet
Hypoteket
Renteradar
Bridgement
Mozzeno
Abakos
OneCredit KZ
MPOWA Finance
Srisawad
A money
Bom Pra Credito
Viva Credit
OK Zhongxun International
TF Bank EE
Crezu CO
Solcredito CO
Lendela SG
Meilleurtaux BE
Loan Hub India
Revolut
Frequently asked questions
What initial rate is typical for these mortgages?+
Typical initial rates sit around 4.89% for mortgages in this group. Across the wider site the lower quartile sits at 3.44% and the upper quartile at 6.57%. That context helps borrowers judge if a quoted rate looks competitive before applying.
How does APRC compare across mortgage offers?+
APRC sits around 5.28% for mortgages in this group, against 5.18% across the site. The middle spread runs from 3.92% toward 7.3%. Borrowers should compare APRC alongside fees and fixed period to gauge total cost.
How long does the fixed period usually last?+
The typical fixed period centres around 10 across mortgages in this group. Site figures show a lower quartile at 5 and an upper quartile at 20. Shorter fixes may reprice sooner, while longer fixes extend payment certainty.
What maximum loan to value can borrowers expect?+
Maximum loan to value centres around 90% for this group, matching 90% across the site. Lower quartile sits at 80% and upper quartile at 90%. Higher loan to value often means stricter eligibility and larger monthly payments.
Are these deals for purchase, remortgage or other uses?+
Purchase remains the main purpose at 92.4%, with remortgage at 100% in the remortgage set. Home improvement use appears at 100% across this group. Borrowers should filter by purpose, since terms differ by use.
Will comparing mortgages affect credit and how is support offered?+
Most mortgage brands use hard credit checks at 64.1%, with soft prequalification at 31.1%. Support commonly includes email at 80.8% and phone at 88.3%. Borrowers concerned about scoring should seek soft prequalification where offered.
Not confirmed yet: Initial rate, APRC, Fixed period, Maximum loan to value.