Updated October 17, 2026 · BorrowCue Editorial Team
Finbro vs Mrfinan FR
Where Finbro and Mrfinan FR differ
| Compare | Finbro ReviewVisitVisit |  Mrfinan FR |
|---|---|---|
| Loan amount | ₱1,000 to ₱50,000 | €100 to €50,000 |
| Term | 12 months | 120 monthsHigher |
| Funding time | Same day after approval | Options known in under 24 hours, money usually received within the following working days |
| Lender type | Direct lender | Broker |
| Eligibility | Age 20 to 70 | Legal age (18) and resident in France, with provable income, a bank account in the applicant's name, ID, mobile phone and email |
| Loan types | Personal | Personal, Debt consolidation, Car, Business, Guarantor, BridgingCovers more |
| APR | Not confirmed | 1.84% to 21.14% |
| Arrangement fee | Not confirmed | 0 EUR, free (no fee charged for the application or brokering) |
| Credit check | Not confirmed | Hard |
| Representative example | Not confirmed | Prêt personnel: 50 000 EUR over 10 years at 5.4% interest, monthly payment 540.16 EUR, total paid 64 818.87 EUR |
| Credit needed | Not confirmed | Poor |
| Use cases | Not confirmed | Home improvement |
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Key differences
- Finbro scores higher overall: 9.0 vs 8.9.
- Mrfinan FR is available in 6 more countries.
- Term is higher at Mrfinan FR: 120 months vs 12 months.
- Support channels: only Finbro offers Chat.
- Support channels: only Mrfinan FR offers Email.
- Features: only Finbro offers Same day funding.
- Features: only Mrfinan FR offers Credit line.
- Loan types: only Mrfinan FR offers Debt consolidation, Car, Business.
Our verdict on each
Finbro
Finbro advises borrowers to study the Disclosure Statement before proceeding with a loan application.
Mrfinan FR
Mrfinan FR suits French borrowers with provable income and a weaker credit file who would rather be matched to a lender than borrow from one. The arrangement fee is free, personal loans run at rates of 1.84% to 21.14%, and the contract sits with a partner lender.
Score breakdown
| Area | Finbro | Mrfinan FR |
|---|---|---|
| Cost | Not confirmed | 9.7 |
| Offer | 8.5 | 8.8HigherBroker, so the lender is a partner. Free arrangement fee, rates of 1.84% to 21.14% and amounts of €100 to €50,000 |
| Trust | 9.3Higher | 8.3 |
What each covers
| Loan types | Finbro | Mrfinan FR |
|---|---|---|
| Personal | Yes | Yes |
| Debt consolidation | No | Yes |
| Car | No | Yes |
| Business | No | Yes |
| Guarantor | No | Yes |
| Bridging | No | Yes |
Also worth a look
Sofkredit has term at 6 to 240 months, against 12 months for Finbro and 120 months for Mrfinan FR.
Sofkredit reviewHow they place
| Ranking | Finbro | Mrfinan FR |
|---|---|---|
| Personal loans | 109 of 1920 | 837 of 1920 |
Every fact side by side
| Fact | Finbro | Mrfinan FR |
|---|---|---|
| Features | Same day funding | Credit line |
| Legal entity | Sofi Financing Inc. | FINANSI GROUP SL (CIF B-66.240.672, ESB66240672) |
| Headquarters | Philippines | Spain |
| Support channels | Chat |
Mortgages
| Fact | Finbro | Mrfinan FR |
|---|---|---|
| Initial rate | Not confirmed | 1.84% to 21.14% |
| Fixed period | Not confirmed | 10 years |
| Product fee | Not confirmed | €0 |
Where each stands against the rest
| Fact | Finbro | Mrfinan FR | Median |
|---|---|---|---|
| APR | Not confirmed | 1.84% to 21.14%lowest quarter | 8.95 |
| Term | 12 monthslowest quarter | 120 monthshighest quarter | 60 months |
Median across 1164 listed lenders.
Pros and cons
Finbro
Pros
- Finbro advises borrowers to study the Disclosure Statement before proceeding with a loan application.
- The advisory does not establish a maximum, fee or approval outcome.
Mrfinan FR
Pros
- No arrangement fee for the application or for the brokering, with product fees of €0
- Personal loan rates of 1.84% to 21.14% over terms of 120
- Personal, debt consolidation, car, business, guarantor and bridging loans are covered, plus a credit line
Cons
- Support runs on email only, so progress on an application depends on email replies
- As a broker (broker), Mrfinan FR passes the application to a partner lender, so the rate and terms come from that lender
- The credit check is hard, so a refused application still shows on the credit file: hard
Who each suits
Finbro
Who it suits
- Philippines applicants reviewing Finbro loan disclosures
Mrfinan FR
Who it suits
- Adults resident in France with provable income, a bank account in their own name and ID
- Borrowers with a poor credit file who still want a personal loan or a consolidation loan
- Anyone who wants to apply free rather than pay a broker fee
Who should look elsewhere
- Borrowers who want a named lender from the outset, since Mrfinan FR matches offers to partner lenders
- Monzo Flex, if you would rather price an offer yourself before applying
- Cashspace, if a stated rate on the lender's own site suits you better than a broker introduction
Country by country
| Country | Finbro | Mrfinan FR |
|---|---|---|
| France | No | Yes |
| Germany | No | Yes |
| Italy | No | Yes |
| Mexico | No | Yes |
| Philippines | Yes | No |
| Spain | No | Yes |
| Sweden | No | Yes |
| United States | No | Yes |
Questions about each
Finbro
What kind of loan does Finbro offer?+
Finbro offers personal loans, which applicants request by choosing the amount they want from the range shown and filling in an application form. Once approved, the money is paid into the applicant's bank account. The company runs the service online, so the whole route from request to payment happens through the Finbro name.
Is Finbro a direct lender?+
Finbro is a direct lender, meaning the company provides its own loans rather than passing requests to other providers. Its terms and conditions set out how each loan works, and the company describes itself as an online financial solution. Applicants should read those terms in full before deciding.
Mrfinan FR
Does Mrfinan FR charge a fee to apply?+
The arrangement fee is listed as free, with no charge for the application or for the brokering, and product fees are €0. The cost of borrowing sits in the interest rate set by the partner lender.
How much can I borrow, and for how long?+
Loan amounts are €100 to €50,000 and terms run 120, with a fixed period of 10. Loan types listed include personal, debt consolidation, car, business, guarantor and bridging, plus a credit line.