Aussie review

Updated September 30, 2026 · BorrowCue Editorial Team

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Our verdict

Aussie suits borrowers comparing mortgages on total cost and eligibility who want market context with initial rates around 4.55%. It helps purchase and remortgage shoppers weigh fixed periods against APRC levels such as 5.18% alongside loan to value norms near 90% across a broad set of lenders.

Key facts

Best for
Mortgage shoppers weighing total cost and eligibility
Official website
aussie.com.au

Apps and profiles

Pros and cons

Pros

  • Market APRC context at 5.18% helps weigh longer term cost alongside opening pricing
  • Purchase and remortgage coverage shown by 92.4% and 64.9% supports direct deal comparison
  • Fixed period context at 10 with loan to value norms at 90% aids shortlisting

Cons

  • Individual offers may differ from 4.89% once credit profile and valuation shape pricing
  • Loan to value caps near 90% still vary by lender and product restrictions

Ready to try Aussie?

Who it suits

  • Borrowers planning a purchase who want to compare initial rate and APRC
  • Remortgage shoppers comparing fixed periods and loan to value

Who should look elsewhere

  • Borrowers seeking equity release who need specialist advice beyond purchase comparison
  • Shoppers needing buy to let terms who should compare specialist buy to let ranges

How Aussie compares

Frequently asked questions

What initial rate context applies to Aussie mortgage comparison?+

Aussie sits within mortgage comparison where market initial rates sit at 4.55%, while mortgage specific listings sit at 4.89%. Actual pricing depends on loan to value, fixed period and credit profile. Compare the initial rate alongside APRC before shortlisting lenders for a purchase or remortgage.

How should APRC be compared for Aussie mortgages?+

APRC gives a longer term cost view beyond the opening deal, with market levels at 5.18% and mortgage listings at 5.28%. Fees, fixed period length and any later variable element shape the figure. Use APRC with the initial rate and fixed term to judge value across purchase and remortgage options.

What fixed period choices appear around Aussie mortgages?+

Fixed periods in the wider set sit at 10, with mortgage ranges also clustering near 10. Shorter fixes offer earlier repricing flexibility while extended fixes favour payment certainty. Match the fixed length to plans for moving, overpaying or remortgaging during the term.

What loan to value limits should borrowers expect?+

Market loan to value ceilings sit at 90%, with mortgage listings also centred at 90%. Higher loan to value borrowing often carries tighter eligibility and pricing. Check deposit size, valuation approach and any product restrictions tied to the chosen band before applying.

Does Aussie comparison cover purchase and remortgage needs?+

Yes. Purchase coverage aligns with levels shown by 92.4%, while remortgage coverage aligns with 64.9%. Borrowers can weigh staying with the current lender against switching deals. Compare rates, fees, valuation terms and legal costs across live purchase and remortgage offers.

How do borrowers get help when comparing Aussie mortgages?+

Listings commonly offer email support shown by 80.8% and phone support shown by 88.3%, plus help centre material. Use those routes to clarify eligibility, documents, valuations and timelines. Keep lender replies, illustrations and fee summaries together when narrowing the shortlist.

Not confirmed yet: Initial rate, APRC, Fixed period, Maximum loan to value.

Aussie

Mortgage shoppers weighing total cost and eligibility

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