Updated September 28, 2026 · BorrowCue Editorial Team
Wannacash vs Wannacash ES
Wannacash vs Wannacash ES: the differences
| Compare | Wannacash ReviewVisitVisit |  Wannacash ES |
|---|---|---|
| Term | 2 to 48 monthsHigher | 1 month |
| Arrangement fee | 0 EUR - WannaCash charges no commission or expenses | 0 EUR - WannaCash charges the applicant nothing |
| Funding time | Same day; site states 1 minute to the account | Money in the account in under 15 minutes after approval; usually same day as the application |
| Eligibility | Adults of legal age accessing the site from Spain | Be of legal age, resident in Spain, hold a Spanish bank account and have recurring income; no payroll or guarantor required |
| Loan types | Personal | Personal, Payday, Credit line, Business, Student, Car, SecuredCovers more |
| APR | 0% to 4,507% | Not confirmed |
| Loan amount | Not confirmed | €50 to €900 |
| Credit check | Not confirmed | None |
| Representative example | Loan of 1,000 EUR over 24 months, total repayable 1,036.32 EUR, TAE 3.50% (Savso conditions) | Not confirmed |
Same on both: Lender type (Broker), Credit needed (Poor).
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Key differences
- Wannacash scores higher overall: 8.8 vs 8.3.
- Term is higher at Wannacash: 2 to 48 months vs 1 month.
- Support channels: only Wannacash ES offers Phone.
- Loan types: only Wannacash ES offers Payday, Credit line, Business.
Our verdict on each
Wannacash
Wannacash charges no commission, works with poor credit and puts money in the account the same day, which suits borrowers in Spain who need a small personal loan quickly. Rates run 0% to 4,507% across terms of 2 to 48, and the broker sits behind the named operator 7eBiz International SL (CIF B-76048818).
Wannacash ES
WannaCash suits borrowers in Spain who need a small personal or payday loan the same day and prefer a fee of 0 EUR - WannaCash charges the applicant nothing for the arrangement, though as a broker it passes the rate on from a third party lender.
Score breakdown
| Area | Wannacash | Wannacash ES |
|---|---|---|
| Cost | 9.9 | Not confirmed |
| Offer | 8.2 | 8.3HigherA fee of 0 EUR - WannaCash charges the applicant nothing and a lending range of €50 to €900 make this a small. |
| Trust | 8.3 | 8.3 |
Pick Wannacash if, pick Wannacash ES if
Pick Wannacash if term matter most.
Pick Wannacash ES if loan types matter most.
Availability and regulation
Available in 1 country for both.
Where they rank in our lists
| Ranking | Wannacash | Wannacash ES |
|---|---|---|
| Personal loans | 22 of 1932 | 23 of 1932 |
| Loans for bad credit | 13 of 275 | 14 of 275 |
Also worth a look
Sofkredit has term at 6 to 240 months, against 2 to 48 months for Wannacash and 1 month for Wannacash ES.
Sofkredit reviewEvery fact side by side
| Fact | Wannacash | Wannacash ES |
|---|---|---|
| Features | Same day funding | Same day funding |
| Legal entity | 7eBiz International SL (CIF B-76048818) | 7eBiz International SL |
| Headquarters | Spain | Spain |
| Support channels | Email, PhoneCovers more |
Where each stands against the rest
| Fact | Wannacash | Wannacash ES | Median |
|---|---|---|---|
| APR | 0% to 4,507%lowest quarter | Not confirmed | 8.99 |
| Loan amount | Not confirmed | €50 to €900lowest quarter | €40,000 |
| Term | 2 to 48 monthsbelow the median | 1 monthlowest quarter | 60 |
Median across 1005 listed lenders.
Pros and cons
Wannacash
Pros
- Charges no commission or expenses, so interest is the only cost of a Wannacash personal loan: 0 EUR - WannaCash charges no commission or expenses
- Funds the account the same day, quoting Same day; site states 1 minute to the account, in a market where only 82.9% of lenders offer same-day funding
- Works with poor credit, so a weak file is not ruled out at the application stage: poor
Cons
- Support runs on email only, with no phone or chat line listed for questions before or during a loan
- Wannacash is a broker rather than the lender, so 0% to 4,507% is a starting band and not a rate it sets itself
- The rate band is wide, running 0% to 4,507%, so the cheapest and the dearest offers sit far apart on the same page
Wannacash ES
Pros
- A fee of 0 EUR - WannaCash charges the applicant nothing means the arrangement adds no cost to the borrowing.
- Funding is quick: money lands in the account minutes after approval, usually the same day as the application.
- The credit check is none, and eligibility rests on a Spanish bank account and recurring income, with no payroll or guarantor required.
Cons
- The cap on €50 to €900 sits far below €100 to €5,000 at Cashspace ES, so anyone covering a larger cost needs a different lender.
- The credit needed is poor, which tells you the pricing is aimed at applicants with a weaker credit history rather than the strongest files.
- WannaCash is a broker, so the offer you receive is set by a third party lender rather than by the broker you apply through.
Who each suits
Wannacash
Who it suits
- Adults of legal age in Spain who want a personal loan of 2 to 48 or less and the money in the account the same day
- Borrowers with poor credit who are comfortable with poor and want a broker to approach lenders on their behalf
- People who want to borrow without paying a commission or expenses, since 0 EUR - WannaCash charges no commission or expenses
Who should look elsewhere
- Anyone who wants to talk the numbers through by phone, since help runs on email only and a named provider such as Cashspace or Monzo Flex is the better place to start
- Applicants outside Spain, since the stated eligibility for the service is Adults of legal age accessing the site from Spain
- Anyone who wants a single named lender on a fixed published rate: Monzo Flex lists 10% to 23%, while Wannacash is a broker whose 0% to 4,507% band depends on the offer matched
Wannacash ES
Who it suits
- Adults in Spain who hold a Spanish bank account, have recurring income and need a small personal or payday loan the same day.
- Borrowers with poor credit who do not want a credit check run against them and want to skip the payroll and guarantor requirements.
- People who would rather deal with one broker that covers personal, payday and credit line than shop a separate lender for each loan type.
Who should look elsewhere
- Anyone borrowing a large sum: €50 to €900 stops well short of €100 to €5,000 at Cashspace ES and £10,000 to £35,000 at Monzo Flex.
- Borrowers who want a personal bank relationship with a wide lending range, since Monzo Flex works from £10,000 to £35,000.
- People who need live chat support, as support runs on email and phone only.
Current offers
Wannacash
Current offer
First period offer
First loan at 0% interest, free of commissions: 0% interest
Subject to approval by the matching lender; total cost varies by lender, Wannacash states minimum TAE 0% and maximum TAE 4507%
Source, checked September 26, 2026
Wannacash ES
Current offer
Bonus
First quick loan free of interest and fees: 0% interest and no fees on the first loan
Offer run by the partner lenders selected by Wannacash; complete the application form, not obliged to accept
Source, checked September 26, 2026
Country by country
| Country | Wannacash | Wannacash ES |
|---|---|---|
| Spain | Yes | Yes |
Questions about each
Wannacash
Does Wannacash charge any fees for arranging a loan?+
No. The stated fee is 0 EUR - WannaCash charges no commission or expenses, which covers commission and expenses alike, so there is nothing to pay for the introduction itself. Interest is the only cost carried by a borrower who goes ahead, and the rate that applies comes from the partner the application is matched to.
How quickly does the money arrive?+
Funding is the same day, and the site states Same day; site states 1 minute to the account for the transfer to the account. That makes it among the quicker routes in this market, where 82.9% of lenders offer same-day funding at all. The pace applies to the transfer, not to the approval decision.
Wannacash ES
What does WannaCash charge to arrange a loan?+
The fee is 0 EUR - WannaCash charges the applicant nothing, so there is no arrangement charge to pay on top of the loan. What you repay is the amount advanced plus the interest the lender charges. Because WannaCash is a broker, the rate itself comes from a third party lender, so ask for the rate in writing before you accept an offer.
How much can I borrow from WannaCash?+
The lending range is €50 to €900, which is below the typical personal loan amount of €556.48 on the site. In practice this suits smaller, short-term needs rather than a large expense or a consolidation. If you need more, Cashspace ES lends up to €100 to €5,000.
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