Wannacash review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Wannacash charges no commission, works with poor credit and puts money in the account the same day, which suits borrowers in Spain who need a small personal loan quickly. Rates run 0% to 4,507% across terms of 2 to 48, and the broker sits behind the named operator 7eBiz International SL (CIF B-76048818).

Key facts

Best for
Borrowing a small personal loan in Spain with no upfront fee and same-day arrival.
APR
0% to 4,507% (Source, checked September 26, 2026)
Term
2 to 48 months (Source, checked September 26, 2026)
Arrangement fee
0 EUR - WannaCash charges no commission or expenses (Source, checked September 26, 2026)
Funding time
Same day; site states 1 minute to the account (Source, checked September 26, 2026)
Representative example
Loan of 1,000 EUR over 24 months, total repayable 1,036.32 EUR, TAE 3.50% (Savso conditions) (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Eligibility
Adults of legal age accessing the site from Spain (Source, checked September 26, 2026)
Loan types
Personal (Source, checked September 26, 2026)
Credit needed
Poor (Source, checked September 26, 2026)
Legal entity
7eBiz International SL (CIF B-76048818) (Source, checked September 26, 2026)
Headquarters
Spain (Source, checked September 26, 2026)
Support channels
Email (Source, checked September 26, 2026)
Features
Same-day funding
Official website
wannacash.com

Pros and cons

Pros

  • Charges no commission or expenses, so interest is the only cost of a Wannacash personal loan: 0 EUR - WannaCash charges no commission or expenses
  • Funds the account the same day, quoting Same day; site states 1 minute to the account, in a market where only 82.9% of lenders offer same-day funding
  • Works with poor credit, so a weak file is not ruled out at the application stage: poor
  • Terms run 2 to 48, so a repayment can be spread over months instead of settled in a single instalment
  • Sits behind a named Spanish operator, 7eBiz International SL (CIF B-76048818), rather than an unnamed intermediary

Cons

  • Support runs on email only, with no phone or chat line listed for questions before or during a loan
  • Wannacash is a broker rather than the lender, so 0% to 4,507% is a starting band and not a rate it sets itself
  • The rate band is wide, running 0% to 4,507%, so the cheapest and the dearest offers sit far apart on the same page
  • Eligibility is limited to Adults of legal age accessing the site from Spain, so borrowers resident outside Spain are not covered

Ready to try Wannacash?

Scored 8.8 / 10 by BorrowCue.

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Who it suits

  • Adults of legal age in Spain who want a personal loan of 2 to 48 or less and the money in the account the same day
  • Borrowers with poor credit who are comfortable with poor and want a broker to approach lenders on their behalf
  • People who want to borrow without paying a commission or expenses, since 0 EUR - WannaCash charges no commission or expenses

Who should look elsewhere

  • Anyone who wants to talk the numbers through by phone, since help runs on email only and a named provider such as Cashspace or Monzo Flex is the better place to start
  • Applicants outside Spain, since the stated eligibility for the service is Adults of legal age accessing the site from Spain
  • Anyone who wants a single named lender on a fixed published rate: Monzo Flex lists 10% to 23%, while Wannacash is a broker whose 0% to 4,507% band depends on the offer matched

Rates and costs

Wannacash takes no commission and no expenses on a personal loan, so there is no arrangement fee to pay at the start: 0 EUR - WannaCash charges no commission or expenses. Interest is then the only cost of borrowing through the broker. The published rate band runs 0% to 4,507%, which is wide, so it reads as a spread across offers rather than a single price, and the figure that reaches an application depends on the lender that answers it. The stated representative example borrows a modest sum and repays it across a longer period, with a low yearly rate under Savso conditions and a total repayable only a little above the amount borrowed. The cost picture here is simple to state and harder to pin down: nothing to pay for setting the loan up, then a rate that moves with the offer you are matched to.

Applying and getting the money

Speed is what separates this brand from most of the lenders here. Funding is the same day, and the site states Same day; site states 1 minute to the account, which puts it among the quicker routes in a market where 82.9% of lenders offer same-day funding at all. Repayment terms run 2 to 48, so a borrower can settle a shortfall over a short window or spread the balance across a longer stretch. Eligibility is straightforward: Adults of legal age accessing the site from Spain. The trade-off is that the pace applies to the money arriving rather than to the decision itself, since a broker still has to approach a lender and bring back an offer before anything lands in the account.

Safety and regulation

Wannacash works as a broker, not a lender (broker), and that shapes the money side of the deal. A broker matches an applicant to a partner and steps aside once terms are agreed, so the contract that matters is the one the partner issues rather than a Wannacash document. The representative example published on the site is priced under Savso conditions, which means the rate and the repayment totals on show belong to a named partner's terms. The example is modest in scale, a small personal loan repaid across a longer period, with a low yearly rate and a total repayable only a little above the sum advanced. Treat those figures as a partner's way of illustrating a loan of this shape, and ask that partner for a full cost breakdown before anything is signed.

Who runs it

The site is run by 7eBiz International SL (CIF B-76048818), based in Spain, and the business is built around brokering personal loans rather than lending its own money. That structure explains both the low upfront cost and the broad rate range, because the price comes from whichever partner answers an application. The same simplicity shows in support: contact runs on email only, so a question before signing has to be put in writing, and no phone line or live chat is listed for a borrower who prefers to talk the figures through. The operator is registered in a single market, which keeps the terms straightforward but narrow.

How Wannacash compares

Where Wannacash is available

Available
Spain

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Does Wannacash charge any fees for arranging a loan?+

No. The stated fee is 0 EUR - WannaCash charges no commission or expenses, which covers commission and expenses alike, so there is nothing to pay for the introduction itself. Interest is the only cost carried by a borrower who goes ahead, and the rate that applies comes from the partner the application is matched to.

How quickly does the money arrive?+

Funding is the same day, and the site states Same day; site states 1 minute to the account for the transfer to the account. That makes it among the quicker routes in this market, where 82.9% of lenders offer same-day funding at all. The pace applies to the transfer, not to the approval decision.

What rate will I pay on a Wannacash personal loan?+

Listed rates run 0% to 4,507%, a wide band rather than a single price. Because Wannacash is a broker, the figure offered comes from the partner that answers the application, so the rate attached to an offer can sit anywhere in that range. The representative example on the site shows a low yearly rate under Savso conditions.

Can I borrow if my credit is poor?+

The stated credit requirement is poor, so a weak file does not rule an applicant out at the start. That is the point of a broker route, since offers are gathered from several partners rather than decided by a single lender in isolation. The decision still rests with the partner that prices the loan.

How long can I take to repay the loan?+

Terms run 2 to 48, so a borrower can take a short repayment window or spread the balance across the longer end of the range. The stated representative example repays a modest loan across a longer period at a low yearly rate under Savso conditions, with a total repayable only a little above the sum borrowed.

Is Wannacash regulated, and who lends the money?+

Wannacash is a broker rather than a lender, so it introduces applicants to a partner and steps back once terms are agreed. The example published on the site is priced under Savso conditions, which means the contract you sign belongs to that partner and its rate is the one you repay.

Which countries can apply?+

Eligibility is limited to Adults of legal age accessing the site from Spain, so the service is built for residents of Spain. Applicants elsewhere fall outside the stated terms and would need a lender operating in their own market instead, with its own rate and eligibility rules.

How do I get help from Wannacash?+

Support runs on email, so questions are answered in writing by email. No phone line or live chat is listed, which suits people happy to put a question in writing and suits less well those who want to talk the rate and term figures through before applying.

Sources

  • wannacash.com checked September 26, 2026

    Backs: APR, Credit needed, Features, Funding time, Arrangement fee, Representative example, Support channels, Term

    “Aunque estes en Asnef”

  • wannacash.com/terminos-condiciones checked September 26, 2026

    Backs: Eligibility, Headquarters, Legal entity, Lender type, Loan types

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Loan amount, Credit check.

Wannacash

Borrowing a small personal loan in Spain with no upfront fee and same-day arrival.

8.8/10Visit

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