ubank: facts and offers

Updated September 28, 2026 · BorrowCue Editorial Team

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Key facts

Lender type
Direct lender (Source, checked September 26, 2026)
Headquarters
Australia (Source, checked September 26, 2026)
Support channels
Phone, Chat (Source, checked September 26, 2026)
Official website
ubank.com.au

Mortgages

Initial rate
6.19% (Source, checked September 26, 2026)
APRC
6.43% (Source, checked September 26, 2026)
Maximum loan to value
80% to 90% (Source, checked September 26, 2026)
Product fee
A$250 (Source, checked September 26, 2026)
Purpose
Purchase, Remortgage, First-time-buyer, Buy-to-let (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Headquarters
Australia (Source, checked September 26, 2026)
Support channels
Phone, Chat (Source, checked September 26, 2026)

Apps and profiles

Get the app
App Store

How ubank compares

Frequently asked questions

Where is ubank based?+

ubank is based in Australia. (Source, checked September 26, 2026)

How can I contact ubank support?+

ubank offers support through Phone, Chat. (Source, checked September 26, 2026)

Sources

  • finder.com.au/home-loans/ubank checked September 26, 2026

    Backs: APRC, Headquarters, Initial rate, Maximum loan to value, Product fee, Purpose, Support channels

    “Ubank Flex Variable Home Loan ... Interest Rate 6.19% Comparison Rate 6.43%”

  • finder.com.au/personal-loans/ubank checked September 26, 2026

    Backs: Lender type

    “Digital lender Ubank is now offering home loan options for first home buyers with only a 10% deposit.”

Compiled from 2 source pages, checked September 28, 2026. We did not open an account.

Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.