ubank: facts and offers
Updated September 28, 2026 · BorrowCue Editorial Team
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Key facts
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Headquarters
- Australia (Source, checked September 26, 2026)
- Support channels
- Phone, Chat (Source, checked September 26, 2026)
- Official website
- ubank.com.au
Mortgages
- Initial rate
- 6.19% (Source, checked September 26, 2026)
- APRC
- 6.43% (Source, checked September 26, 2026)
- Maximum loan to value
- 80% to 90% (Source, checked September 26, 2026)
- Product fee
- A$250 (Source, checked September 26, 2026)
- Purpose
- Purchase, Remortgage, First-time-buyer, Buy-to-let (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Headquarters
- Australia (Source, checked September 26, 2026)
- Support channels
- Phone, Chat (Source, checked September 26, 2026)
How ubank compares

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Frequently asked questions
Sources
- finder.com.au/home-loans/ubank checked September 26, 2026
Backs: APRC, Headquarters, Initial rate, Maximum loan to value, Product fee, Purpose, Support channels
“Ubank Flex Variable Home Loan ... Interest Rate 6.19% Comparison Rate 6.43%”
- finder.com.au/personal-loans/ubank checked September 26, 2026
Backs: Lender type
“Digital lender Ubank is now offering home loan options for first home buyers with only a 10% deposit.”
Compiled from 2 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.