Updated October 14, 2026 · BorrowCue Editorial Team
Super Finance Markets vs Taishin Bank
What sets them apart
| Compare |  Super Finance Markets | Taishin Bank ReviewSee alternativesSee alternatives |
|---|---|---|
| Initial rate | 0.6%Lower | 3% to 4.49% |
| Fixed period | 0.25 to 2 years | 20 yearsHigher |
| Maximum loan to value | 75% | 80%Higher |
| Product fee | A$0 | NT$8,000 to NT$10,000 |
| APRC | Not confirmed | 3.04% to 4.55% |
Same on both: Purpose (Purchase, Remortgage, Equity release, Home equity), Lender type (Direct lender).
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Key differences
- Taishin Bank scores higher overall: 9.3 vs 9.0.
- Founded is lower at Taishin Bank: 1992 vs 2018.
- Initial rate is lower at Super Finance Markets: 0.6% vs 3% to 4.49%.
- Fixed period is higher at Taishin Bank: 20 years vs 0.25 to 2 years.
- Maximum loan to value is higher at Taishin Bank: 80% vs 75%.
- Support channels: only Taishin Bank offers Help centre, Community.
Our verdict on each
Super Finance Markets
Super Finance Markets suits Australian borrowers who need secured or business lending and can manage a short term at a high stated cost of borrowing. It charges no application fee, but the rate of 0.6% to 0.85% means the repayment must be planned carefully, and any surplus on the deal is the borrower's own risk.
Taishin Bank
Taishin Bank Taiwan offers general personal-credit products with online application, contract verification, document submission and status inquiry. The listed general criteria specify local nationals aged 20 to 60.
Score breakdown
| Area | Super Finance Markets | Taishin Bank |
|---|---|---|
| Cost | 9.7HigherAnnual cost of borrowing runs 0.6% to 0.85% with an application fee of 0 AUD (no application fee). | 8.8 |
| Offer | 8.5Purpose covers purchase, remortgage and equity release on fixed rates, with a term of 3 to 24 and no credit check. | 9.8Higher |
| Trust | 8.6 | 9.3Higher |
Which one suits you
Pick Super Finance Markets if cost and initial rate matter most.
Pick Taishin Bank if offer, trust, fixed period, and maximum loan to value matter most.
Also worth a look
DKB (Deutsche Kreditbank) has fixed period at 5 to 30 years, against 0.25 to 2 years for Super Finance Markets and 20 years for Taishin Bank.
DKB (Deutsche Kreditbank) reviewWhere these facts come from
Super Finance Markets
- supercredit.com.au: 10 facts, checked September 26, 2026
Taishin Bank
- taishinbank.com.tw: 11 facts, checked September 26, 2026
How they place
| Ranking | Super Finance Markets | Taishin Bank |
|---|---|---|
| Mortgages | 270 of 716 | 99 of 716 |
| Remortgage deals | 195 of 351 | 69 of 351 |
| Home equity loans and HELOCs | 59 of 110 | 26 of 110 |
| Equity release | 15 of 32 | 3 of 32 |
Every fact side by side
| Fact | Super Finance Markets | Taishin Bank |
|---|---|---|
| Legal entity | Super Finance Markets Pty Ltd | Taishin International Bank Co., Ltd. (Taishin Bank), Unified No. 86519539 |
| Headquarters | Australia | Taiwan |
| Founded | 2018 | 1992Lower |
| Support channels | Email, Chat, Phone | Phone, Email, Chat, Help centre, CommunityCovers more |
Loans
| Fact | Super Finance Markets | Taishin Bank |
|---|---|---|
| APR | 0.6% to 0.85%Lower | 4.12% to 16.39% |
| Loan amount | A$100,000 to A$3,000,000 | NT$150,000 to NT$5,000,000 |
| Term | 3 to 24 months | 24 to 120 monthsHigher |
| Arrangement fee | 0 AUD (no application fee) | NT$9,000 total related fees in the general credit loan APR example |
| Credit check | None | Hard |
| Funding time | Approval in 48 hours, funds disbursed in 10 business days | Funds available within 30 minutes after approval |
| Representative example | Not confirmed | One-stage amortising credit loan, NT$300,000 for 5 years with a 12-period lock-in period, rate 2.88%-15% floating, total fees NT$9,000, total cost APR 4.12%-16.39% |
| Pricing model | Fixed rate | Not confirmed |
| Features | Not confirmed | Same day funding |
| Rate type | Fixed | Variable |
| Free early repayment | Not confirmed | No |
| Eligibility | Not confirmed | ROC (Taiwan) nationals aged 20-60; full-time employees with 6 months' tenure and annual income of at least NT$300,000, or Taishin credit card holders of 6 months or more |
| Loan types | Business, Secured | Personal |
| Credit needed | Poor | Not confirmed |
Where each stands against the rest
| Fact | Super Finance Markets | Taishin Bank | Median |
|---|---|---|---|
| Initial rate | 0.6%lowest quarter | 3% to 4.49%lowest quarter | 4.74% |
| APRC | Not confirmed | 3.04% to 4.55%lowest quarter | 5.11 |
| Fixed period | 0.25 to 2 yearslowest quarter | 20 yearsabove the median | 10 |
| Maximum loan to value | 75%lowest quarter | 80%below the median | 90% |
Median across 285 listed lenders.
Pros and cons
Super Finance Markets
Pros
- No application fee at all, recorded as 0 AUD (no application fee)
- No credit check, and the lender caters to applicants with poor credit
- Fixed rates held for 0.25 to 2 keep the repayment predictable
Cons
- A cost of borrowing of 0.6% to 0.85% is high, so the monthly repayment needs checking against budget
- The term of 3 to 24 is short for a home loan
- The maximum loan to value of 75% sits below the 90% typical of the wider mortgage market
Taishin Bank
Pros
- General personal-credit product.
- Online application, contract verification, document submission and status inquiry.
Cons
- Additional employment and income criteria apply; the age and nationality criteria do not guarantee approval.
Who each suits
Super Finance Markets
Who it suits
- Borrowers in Australia whose credit file is in poor shape
- Businesses needing a short fixed term loan
- Anyone covering 75% with equity who wants no application fee
Who should look elsewhere
- First time buyers, since the term runs 3 to 24
- Long term borrowers put off by the rate of 0.6% to 0.85%
Taishin Bank
Who it suits
- Taiwan nationals aged 20 to 60 comparing Taishin personal-credit products and online application services.
Current offers
Taishin Bank
Current offer
Bonus
LG Mall 8-day promotion: 1,500 Taishin Points for NT$15,000 spend: 1,500 points
Limited 8-day promotion, spend of NT$15,000 or more; posted 2026/09/22 in Taishin offers
Source, checked September 26, 2026
Bonus
Taishin Pay+ new customer offer: Up to 19% discount plus 10% rebate
New Taishin Pay+ customers
Source, checked September 26, 2026
Country by country
| Country | Super Finance Markets | Taishin Bank |
|---|---|---|
| Australia | Yes | No |
| Taiwan | No | Yes |
Questions about each
Super Finance Markets
What rate does Super Finance Markets charge?+
The cost of borrowing is 0.6% to 0.85%, and the initial rate is 0.6%. The 0.6% to 0.85% figure is the one to plan around, since it reflects the full cost of the credit rather than a headline offer. Payments sit on a fixed rate for 0.25 to 2.
Are there any fees to open the loan?+
The application fee is 0 AUD (no application fee), so nothing is charged for taking an application forward. There is also a product fee recorded on the same terms, which keeps the upfront cost minimal. The ongoing cost of borrowing of 0.6% to 0.85% is the part that shapes the repayment.
Does this lender run a credit check?+
No credit check is applied, which is helpful if your file is thin. The lender describes the credit profile it works with as poor, and that openness is the reason many applicants reach a deal here. Approval and disbursement follow a stated timeline of Approval in 48 hours, funds disbursed in 10 business days.
How much can I borrow?+
Loan sizes run AUD 100,000 to AUD 3,000,000, and the maximum loan to value is 75%. The amount you can obtain therefore depends on the equity you bring to the property, and a high deposit will widen your options. Terms last 3 to 24.