Taishin Bank: facts and offers
Updated September 28, 2026 · BorrowCue Editorial Team
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Key facts
- APR
- 4.12% to 16.39% (Source, checked September 26, 2026)
- Loan amount
- NT$150,000 to NT$5,000,000 (Source, checked September 26, 2026)
- Term
- 24 to 120 months (Source, checked September 26, 2026)
- Arrangement fee
- NT$9,000 total related fees in the general credit loan APR example (Source, checked September 26, 2026)
- Credit check
- Hard (Source, checked September 26, 2026)
- Funding time
- Funds available within 30 minutes after approval (Source, checked September 26, 2026)
- Representative example
- One-stage amortising credit loan, NT$300,000 for 5 years with a 12-period lock-in period, rate 2.88%-15% floating, total fees NT$9,000, total cost APR 4.12%-16.39% (Source, checked September 26, 2026)
- Rate type
- Variable (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Free early repayment
- No (Source, checked September 26, 2026)
- Eligibility
- ROC (Taiwan) nationals aged 20-60; full-time employees with 6 months' tenure and annual income of at least NT$300,000, or Taishin credit card holders of 6 months or more (Source, checked September 26, 2026)
- Loan types
- Personal (Source, checked September 26, 2026)
- Legal entity
- Taishin International Bank Co., Ltd. (Taishin Bank), Unified No. 86519539 (Source, checked September 26, 2026)
- Headquarters
- Taiwan (Source, checked September 26, 2026)
- Founded
- 1992 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Chat, Help-centre, Community (Source, checked September 26, 2026)
- Features
- Same-day funding
- Official website
- taishinbank.com.tw
Mortgages
- Initial rate
- 3% to 4.49% (Source, checked September 26, 2026)
- APRC
- 3.04% to 4.55% (Source, checked September 26, 2026)
- Fixed period
- 20 years (Source, checked September 26, 2026)
- Maximum loan to value
- 80% (Source, checked September 26, 2026)
- Product fee
- NT$8,000 to NT$10,000 (Source, checked September 26, 2026)
- Purpose
- Purchase, Remortgage, Home-equity, Equity-release (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Legal entity
- Taishin International Bank Co., Ltd. (Taishin Bank), Unified No. 86519539 (Source, checked September 26, 2026)
- Headquarters
- Taiwan (Source, checked September 26, 2026)
- Founded
- 1992 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Chat, Help-centre, Community (Source, checked September 26, 2026)
Apps and profiles
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Where Taishin Bank is available
- Available
- Taiwan
- Licence in Taiwan
- Financial Supervisory Commission, Taiwan (per bank's Ministry of Finance approval to establish), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates Taishin Bank?+
Taishin Bank is operated by Taishin International Bank Co., Ltd. (Taishin Bank), Unified No. 86519539. (Source, checked September 26, 2026)
Where is Taishin Bank based?+
Taishin Bank is based in Taiwan. (Source, checked September 26, 2026)
When was Taishin Bank founded?+
Taishin Bank was founded in 1992. (Source, checked September 26, 2026)
How can I contact Taishin Bank support?+
Taishin Bank offers support through Phone, Email, Chat, Help-centre, Community. (Source, checked September 26, 2026)
Sources
- taishinbank.com.tw/TSB checked September 26, 2026
Backs: Support channels
- taishinbank.com.tw/TSB/about-taishin/brief-introduction-t... checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Licences
- taishinbank.com.tw/TSB/personal/loan/credit/my-plan checked September 26, 2026
Backs: Loan amount, APR, Credit check, Eligibility, Features, Free early repayment, Funding time, Lender type, Loan types, Arrangement fee, Rate type, Representative example, Term
“General credit loan: NT$300,000, 5 years, interest rate 2.88%-15% (floating), total related fees NT$9,000, total cost APR 4.12%-16.39%”
- taishinbank.com.tw/TSB/personal/loan/house/my-plan checked September 26, 2026
Backs: APRC, Fixed period, Initial rate, Maximum loan to value, Product fee, Purpose
Compiled from 4 source pages, checked September 28, 2026. We did not open an account.