Starling Bank: facts and offers

Updated September 28, 2026 · BorrowCue Editorial Team

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Key facts

APR
15% (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Eligibility
Live in the UK and be aged 18 or over (Source, checked September 26, 2026)
Legal entity
Starling Bank Limited (Source, checked September 26, 2026)
Headquarters
United Kingdom (Source, checked September 26, 2026)
Support channels
Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
Official website
starlingbank.com

Apps and profiles

Get the app
App Store

Where Starling Bank is available

Licence in United Kingdom
Prudential Regulation Authority (730166), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates Starling Bank?+

Starling Bank is operated by Starling Bank Limited. (Source, checked September 26, 2026)

Where is Starling Bank based?+

Starling Bank is based in United Kingdom. (Source, checked September 26, 2026)

How can I contact Starling Bank support?+

Starling Bank offers support through Email, Chat, Phone, Help-centre. (Source, checked September 26, 2026)

Sources

  • starlingbank.com checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

    “registered in England and Wales (No. 09092149), 5th Floor London Fruit And Wool Exchange, 1 Duval Square, London, United Kingdom, E1 6PW”

  • starlingbank.com/business-account checked September 26, 2026

    Backs: Credit check, Lender type

    “You and all persons connected to your business ... meet our standard Anti-money Laundering (AML), Know Your Customer (KYC), fraud and credit checks and processes”

  • starlingbank.com/current-account checked September 26, 2026

    Backs: APR, Eligibility

    “Arranged Overdraft Representative APR 15.00%”

  • starlingbank.com/legal checked September 26, 2026

    Backs: Support channels

    “Call us anytime on 020 7930 4450; Email us at help@starlingbank.com; ... tap Help and then Talk to Starling”

Compiled from 4 source pages, checked September 28, 2026. We did not open an account.

Not confirmed yet: Loan amount, Term, Arrangement fee, Funding time, Representative example.

Starling Bank

Starling Bank

See alternatives