Splash Financial: facts and offers

Updated September 28, 2026 · BorrowCue Editorial Team

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Key facts

APR
8.99% to 35.99% (Source, checked September 26, 2026)
Loan amount
$1,000 to $100,000 (Source, checked September 26, 2026)
Term
24 to 84 months (Source, checked September 26, 2026)
Arrangement fee
0% to 15% of the loan, may be deducted from the loan proceeds (Source, checked September 26, 2026)
Credit check
Soft prequal (Source, checked September 26, 2026)
Funding time
As little as one business day (Source, checked September 26, 2026)
Representative example
Personal loan: $10,000 loan, 36-month term, fixed APR 17.98% (14.32% interest rate and 5% one-time origination fee), $9,500 received, monthly payment $343.33 (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Marketplace (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Eligibility
U.S. citizens or other eligible status meeting lender underwriting, typically 680+ credit score (Source, checked September 26, 2026)
Origination fee (%)
0% to 15% (Source, checked September 26, 2026)
Loan types
Personal, Debt-consolidation, Student, Credit-line, Secured (Source, checked September 26, 2026)
Credit needed
Good (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
Splash Financial, Inc. (Source, checked September 26, 2026)
Headquarters
United States (Source, checked September 26, 2026)
Founded
2013 (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Same-day funding
Official website
splashfinancial.com

Apps and profiles

Elsewhere
Trustpilotboards.greenhouse.io

How Splash Financial compares

Where Splash Financial is available

Available
United States
Licence in United States
NMLS (National Mortgage Licensing System) (1630038), checked September 26, 2026
Licence in United States
California Department of Financial Protection and Innovation (60DBO-102545), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates Splash Financial?+

Splash Financial is operated by Splash Financial, Inc.. (Source, checked September 26, 2026)

Where is Splash Financial based?+

Splash Financial is based in United States. (Source, checked September 26, 2026)

When was Splash Financial founded?+

Splash Financial was founded in 2013. (Source, checked September 26, 2026)

How can I contact Splash Financial support?+

Splash Financial offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)

Sources

  • splashfinancial.com checked September 26, 2026

    Backs: Loan types

    “Personal loans, Student loan refinancing, Home equity line of credit, In-school student loans”

  • splashfinancial.com checked September 26, 2026

    Backs: Licences

  • splashfinancial.com/about-us checked September 26, 2026

    Backs: Founded, Headquarters, Legal entity, Lender type

    “In 2013, we set out to solve a problem: we got tired of seeing our friends and family struggle under the crushing weight of student loan debt.”

  • splashfinancial.com/personal-loans checked September 26, 2026

    Backs: Loan amount, APR, Credit check, Credit needed, Eligibility, Features, Free early repayment, Funding time, Pricing model, Arrangement fee, Origination fee (%), Rate type, Representative example, Support channels, Term, Use cases

    “Personal loans from $1,000 to $100,000”

Compiled from 4 source pages, checked September 28, 2026. We did not open an account.

Splash Financial

Splash Financial

8.9/10See alternatives

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