Updated September 28, 2026 · BorrowCue Editorial Team
Solcredito MX vs Wannacash ES
What sets them apart
| Compare |  Solcredito MX |  Wannacash ES |
|---|---|---|
| Loan amount | up to MX$100,000 | €50 to €900 |
| Term | 3 to 48 monthsHigher | 1 month |
| Arrangement fee | 0 MXN | 0 EUR - WannaCash charges the applicant nothing |
| Funding time | Within 24 hours | Money in the account in under 15 minutes after approval; usually same day as the application |
| Eligibility | 18-80 years old, resident in Mexico, hold an account at a national bank, email and mobile phone | Be of legal age, resident in Spain, hold a Spanish bank account and have recurring income; no payroll or guarantor required |
| Loan types | Personal, Car, Secured, Debt consolidation, BNPL | Personal, Payday, Credit line, Business, Student, Car, Secured |
| APR | 9.5% to 3,696% | Not confirmed |
| Credit check | Not confirmed | None |
| Representative example | Borrow $10,000 at a 12% annual rate over 6 months: monthly payment $1,732.98, total repayment $10,397.88 (total CAT 12.001%) | Not confirmed |
| Rate type | Fixed | Not confirmed |
| Use cases | Home improvement | Not confirmed |
Same on both: Lender type (Broker), Credit needed (Poor).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Solcredito MX scores higher overall: 8.7 vs 8.3.
- Term is higher at Solcredito MX: 3 to 48 months vs 1 month.
- Support channels: only Solcredito MX offers Help centre.
- Support channels: only Wannacash ES offers Phone.
- Loan types: only Solcredito MX offers Debt consolidation, BNPL.
- Loan types: only Wannacash ES offers Payday, Credit line, Business.
Our verdict on each
Solcredito MX
Solcredito MX suits Mexican residents with poor credit who need a personal loan quickly and want the repayment fixed. Funding lands Within 24 hours, the origination fee is 0 MXN, and the wide rate band is the main thing to check before you sign.
Wannacash ES
WannaCash suits borrowers in Spain who need a small personal or payday loan the same day and prefer a fee of 0 EUR - WannaCash charges the applicant nothing for the arrangement, though as a broker it passes the rate on from a third party lender.
Score breakdown
| Area | Solcredito MX | Wannacash ES |
|---|---|---|
| Cost | 8.9 | Not confirmed |
| Offer | 8.5Higher9.5% to 3,696% is far wider than the alternatives, which is what holds the offer score back, though the fixed fixed rate keeps payments predictable. | 8.3A fee of 0 EUR - WannaCash charges the applicant nothing and a lending range of €50 to €900 make this a small. |
| Trust | 8.5Higher | 8.3 |
Licences and countries
Additional countries for Solcredito MX: 1. Additional countries for Wannacash ES: 1.
What each covers
| Loan types | Solcredito MX | Wannacash ES |
|---|---|---|
| Personal | Yes | Yes |
| Payday | No | Yes |
| Debt consolidation | Yes | No |
| Credit line | No | Yes |
| Secured | Yes | Yes |
| Car | Yes | Yes |
| Business | No | Yes |
| Student | No | Yes |
| BNPL | Yes | No |
Also worth a look
Sofkredit has term at 6 to 240 months, against 3 to 48 months for Solcredito MX and 1 month for Wannacash ES.
Sofkredit reviewSources behind this comparison
Solcredito MX
- solcredito.mx: 18 facts, checked September 26, 2026
Wannacash ES
- wannacash.es: 13 facts, checked September 26, 2026
How they place
| Ranking | Solcredito MX | Wannacash ES |
|---|---|---|
| Personal loans | 61 of 1932 | 23 of 1932 |
| Loans for bad credit | 38 of 275 | 14 of 275 |
| Secured loans | 10 of 472 | 3 of 472 |
| Car loans | 17 of 431 | 7 of 431 |
Every fact side by side
| Fact | Solcredito MX | Wannacash ES |
|---|---|---|
| Pricing model | Fixed rate | Not confirmed |
| Features | Same day funding | Same day funding |
| Legal entity | Fiizy OU | 7eBiz International SL |
| Headquarters | Estonia | Spain |
| Founded | 2011 | Not confirmed |
| Support channels | Email, Help centre | Email, Phone |
Where each stands against the rest
| Fact | Solcredito MX | Wannacash ES | Median |
|---|---|---|---|
| APR | 9.5% to 3,696%above the median | Not confirmed | 8.99 |
| Term | 3 to 48 monthsbelow the median | 1 monthlowest quarter | 60 |
Median across 1005 listed lenders.
Pros and cons
Solcredito MX
Pros
- Origination fee of 0 MXN, so the cost is the interest and the amount you repay rather than a fee sitting on top.
- Poor credit is enough: poor is the stated requirement, and 70.1% shows most brands in the bad credit ranking ask the same.
- Quick payout on an accepted application, with funding Within 24 hours and same-day funding listed as a feature, same day funding.
Cons
- The rate band is the weak point: 9.5% to 3,696% stretches far wider than the 10% to 23% at Monzo Flex or the PHP 12 to PHP 36 at Cashspace.
- Support runs on email and help centre only, while phone is the most common channel in the personal loan ranking, 85.3%.
- It is a broker, broker, so the rate and the contract come from whichever lender takes the application, and direct lenders lead the personal loan ranking at 76.3%.
Wannacash ES
Pros
- A fee of 0 EUR - WannaCash charges the applicant nothing means the arrangement adds no cost to the borrowing.
- Funding is quick: money lands in the account minutes after approval, usually the same day as the application.
- The credit check is none, and eligibility rests on a Spanish bank account and recurring income, with no payroll or guarantor required.
Cons
- The cap on €50 to €900 sits far below €100 to €5,000 at Cashspace ES, so anyone covering a larger cost needs a different lender.
- The credit needed is poor, which tells you the pricing is aimed at applicants with a weaker credit history rather than the strongest files.
- WannaCash is a broker, so the offer you receive is set by a third party lender rather than by the broker you apply through.
Who each suits
Solcredito MX
Who it suits
- Adults living in Mexico with a bank account, an email address and a mobile number, applying on poor credit.
- Borrowers who need the money Within 24 hours and can live with a monthly amount set on a fixed basis.
- People consolidating debts, buying a car or fixing up a home, since personal, car and secured and home improvement cover those uses.
Who should look elsewhere
- Borrowers who want a tight rate band: Monzo Flex prices at 10% to 23% and Cashspace at PHP 12 to PHP 36, both narrower than 9.5% to 3,696%.
- People who need to talk something through, since support is limited to email and help centre rather than a phone line.
- Borrowers wanting a bigger sum than up to MXN 100,000 or a longer term than 3 to 48, who would do better checking direct lenders than a broker.
Wannacash ES
Who it suits
- Adults in Spain who hold a Spanish bank account, have recurring income and need a small personal or payday loan the same day.
- Borrowers with poor credit who do not want a credit check run against them and want to skip the payroll and guarantor requirements.
- People who would rather deal with one broker that covers personal, payday and credit line than shop a separate lender for each loan type.
Who should look elsewhere
- Anyone borrowing a large sum: €50 to €900 stops well short of €100 to €5,000 at Cashspace ES and £10,000 to £35,000 at Monzo Flex.
- Borrowers who want a personal bank relationship with a wide lending range, since Monzo Flex works from £10,000 to £35,000.
- People who need live chat support, as support runs on email and phone only.
Current offers
Solcredito MX
Current offer
First period offer
First loan from 0% interest: 0% interest on the first loan
Offer depends on the lender network; the exact CAT and any charges are disclosed before signing the loan contract
Source, checked September 26, 2026
Bonus
Extra $12,000 from 0% for special events: 12,000 MXN additional credit at 0%
Special event promotion on personal loans, terms per lender offer
Source, checked September 26, 2026
Wannacash ES
Current offer
Bonus
First quick loan free of interest and fees: 0% interest and no fees on the first loan
Offer run by the partner lenders selected by Wannacash; complete the application form, not obliged to accept
Source, checked September 26, 2026
Country by country
| Country | Solcredito MX | Wannacash ES |
|---|---|---|
| Mexico | Yes | No |
| Spain | No | Yes |
Questions about each
Solcredito MX
What rate will I pay on a Solcredito MX personal loan?+
Rates depend on the partner lender your application reaches, and the published band is 9.5% to 3,696%, which is wide. For context, the middle of the market on this site is 12%. Ask for the rate in writing once an offer lands, and compare the total you repay against the amount you borrow.
Does Solcredito MX charge an origination fee?+
The stated origination fee is 0 MXN, so the headline cost here is the interest itself. That compares well with lenders that add a fee on top of the rate. Read the partner lender's terms too, since a broker arrangement carries terms set by the funder.
Wannacash ES
What does WannaCash charge to arrange a loan?+
The fee is 0 EUR - WannaCash charges the applicant nothing, so there is no arrangement charge to pay on top of the loan. What you repay is the amount advanced plus the interest the lender charges. Because WannaCash is a broker, the rate itself comes from a third party lender, so ask for the rate in writing before you accept an offer.
How much can I borrow from WannaCash?+
The lending range is €50 to €900, which is below the typical personal loan amount of €556.48 on the site. In practice this suits smaller, short-term needs rather than a large expense or a consolidation. If you need more, Cashspace ES lends up to €100 to €5,000.
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