Solcredito MX review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Solcredito MX suits Mexican residents with poor credit who need a personal loan quickly and want the repayment fixed. Funding lands Within 24 hours, the origination fee is 0 MXN, and the wide rate band is the main thing to check before you sign.

Key facts

Best for
Poor-credit borrowers in Mexico who want a fee-free fixed-rate personal loan and a fast payout.
APR
9.5% to 3,696% (Source, checked September 26, 2026)
Loan amount
up to MX$100,000 (Source, checked September 26, 2026)
Term
3 to 48 months (Source, checked September 26, 2026)
Arrangement fee
0 MXN (Source, checked September 26, 2026)
Funding time
Within 24 hours (Source, checked September 26, 2026)
Representative example
Borrow $10,000 at a 12% annual rate over 6 months: monthly payment $1,732.98, total repayment $10,397.88 (total CAT 12.001%) (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Eligibility
18-80 years old, resident in Mexico, hold an account at a national bank, email and mobile phone (Source, checked September 26, 2026)
Loan types
Personal, Car, Secured, Debt-consolidation, BNPL (Source, checked September 26, 2026)
Credit needed
Poor (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
Fiizy OU (Source, checked September 26, 2026)
Headquarters
Estonia (Source, checked September 26, 2026)
Founded
2011 (Source, checked September 26, 2026)
Support channels
Email, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Same-day funding
Official website
solcredito.mx

Apps and profiles

Elsewhere
facebook.com

Pros and cons

Pros

  • Origination fee of 0 MXN, so the cost is the interest and the amount you repay rather than a fee sitting on top.
  • Poor credit is enough: poor is the stated requirement, and 70.1% shows most brands in the bad credit ranking ask the same.
  • Quick payout on an accepted application, with funding Within 24 hours and same-day funding listed as a feature, same day funding.
  • Repayments are set on a fixed basis, fixed and fixed rate, so the monthly figure holds steady as the balance falls.
  • A range of lines rather than a single product, personal, car and secured, with home improvement among the uses.

Cons

  • The rate band is the weak point: 9.5% to 3,696% stretches far wider than the 10% to 23% at Monzo Flex or the PHP 12 to PHP 36 at Cashspace.
  • Support runs on email and help centre only, while phone is the most common channel in the personal loan ranking, 85.3%.
  • It is a broker, broker, so the rate and the contract come from whichever lender takes the application, and direct lenders lead the personal loan ranking at 76.3%.
  • The ceiling is up to MXN 100,000, which places it at 153 of 685 brands for loan amount, so larger sums need another provider.
Solcredito MX

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Scored 8.7 / 10 by BorrowCue.

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Who it suits

  • Adults living in Mexico with a bank account, an email address and a mobile number, applying on poor credit.
  • Borrowers who need the money Within 24 hours and can live with a monthly amount set on a fixed basis.
  • People consolidating debts, buying a car or fixing up a home, since personal, car and secured and home improvement cover those uses.

Who should look elsewhere

  • Borrowers who want a tight rate band: Monzo Flex prices at 10% to 23% and Cashspace at PHP 12 to PHP 36, both narrower than 9.5% to 3,696%.
  • People who need to talk something through, since support is limited to email and help centre rather than a phone line.
  • Borrowers wanting a bigger sum than up to MXN 100,000 or a longer term than 3 to 48, who would do better checking direct lenders than a broker.

Application and funding speed

Funding is Within 24 hours from an accepted application, which is faster than most lenders in this comparison. The shape of the loan is what you negotiate around that speed: borrowing runs to up to MXN 100,000 and terms run 3 to 48, so a longer term lowers the monthly figure and lifts the total you hand back. If you need the cash quickly the wait is short; if you would rather keep the monthly payment small there is room to stretch the term within those limits. Readers who like a reference point can set the term against the middle term in the personal loan ranking, 48, and the middle loan size, €556.48.

How your money is protected

Solcredito MX is a broker, broker, so your details are checked and then passed to a partner lender for the decision and the payout. The contract, the rate and whatever comes with it sit between you and the lender that funds the deal, which is why the funder's own terms deserve the same attention as the broker's before you accept. On cost, the published representative example is the clearest guide on offer: a modest advance at a middling annual rate over a short term, with the monthly payment printed next to the larger total repaid. The gap between those two figures is the whole cost of the loan, and the example also shows the monthly payment holding steady, which is easier to plan around than a figure that moves.

The company behind it

The contract is with Fiizy OU, a company registered in Estonia, and the brand dates from 2011, so it has been operating across markets for well over a decade. Applicants need to be adults, resident in Mexico, holding an account at a national bank, with an email address and a mobile number. Support runs on email and help centre, which suits borrowers who are comfortable writing out a question and keeping the answer on file, and it also means there is no phone line to call when a payment date matters to you.

How Solcredito MX compares

Where Solcredito MX is available

Available
Mexico

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate will I pay on a Solcredito MX personal loan?+

Rates depend on the partner lender your application reaches, and the published band is 9.5% to 3,696%, which is wide. For context, the middle of the market on this site is 12%. Ask for the rate in writing once an offer lands, and compare the total you repay against the amount you borrow.

Does Solcredito MX charge an origination fee?+

The stated origination fee is 0 MXN, so the headline cost here is the interest itself. That compares well with lenders that add a fee on top of the rate. Read the partner lender's terms too, since a broker arrangement carries terms set by the funder.

How much can I borrow, and over what term?+

Borrowing runs to up to MXN 100,000 and the term runs 3 to 48, so you can pick a short repayment or spread the cost across the full period. A longer term cuts the monthly figure and raises the total repaid, which is why total cost matters more than the monthly payment.

Am I dealing with the lender or a middleman?+

Solcredito MX is a broker, broker. It checks your details and passes the application to a lender, so the contract you sign and the rate you are quoted belong to that partner. The terms and the credit decision come from the funder rather than from the site you applied through.

What credit history do I need to apply?+

The stated requirement is poor, and in the bad credit ranking most brands ask the same, 70.1%. You also need to be an adult living in Mexico with an account at a national bank, plus an email address and a mobile number. A thin file does not close the door.

How quickly will the money arrive?+

Funding is Within 24 hours, and same-day funding is listed among the features, same day funding. That is quicker than most of the personal loans in this comparison. Speed still depends on a complete application, so have your bank details, contact details and any requested documents ready before you start.

What would a typical monthly payment look like?+

The published representative example shows a modest advance at a middling annual rate over a short term, with the monthly payment listed next to the larger total repaid. The gap between what you pay each month and what you pay overall is the real cost of the loan, and it is the number to check on your own quote.

How do I get help if a payment date causes trouble?+

Support runs on email and help centre, so questions go by email or through the help centre, which leaves a written record of each answer. If you would rather speak to someone, a provider that lists a phone line suits you better. For changes to the loan itself, the broker will point you to the partner lender.

Sources

  • solcredito.mx checked September 26, 2026

    Backs: Loan amount, APR, Credit needed, Eligibility, Features, Founded, Funding time, Lender type, Loan types, Pricing model, Arrangement fee, Rate type, Representative example, Term, Use cases

    “your personal credit limits grow gradually and you can request up to $100,000 pesos”

  • solcredito.mx/terminos-y-condiciones checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “the company FIIZY OU, registration number 12694462, CIF EE101731184, registered in Estonia”

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check.

Solcredito MX

Solcredito MX

Poor-credit borrowers in Mexico who want a fee-free fixed-rate personal loan and a fast payout.

8.7/10Visit

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