Simplii Financial: facts and offers
Updated September 28, 2026 · BorrowCue Editorial Team
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Key facts
- Purpose
- Purchase, Remortgage (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Legal entity
- Canadian Imperial Bank of Commerce (Source, checked September 26, 2026)
- Headquarters
- Canada (Source, checked September 26, 2026)
- Founded
- 2017 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Official website
- simplii.com
Loans
- Loan amount
- from CA$5,000 (Source, checked September 26, 2026)
- Credit check
- Hard (Source, checked September 26, 2026)
- Rate type
- Variable (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Free early repayment
- Yes (Source, checked September 26, 2026)
- Eligibility
- Permanent resident of Canada excluding Quebec; age of majority in province; no bankruptcy declared in last 7 years; minimum gross personal income over $20,000 (Source, checked September 26, 2026)
- Loan types
- Personal, Credit-line, Secured, Debt-consolidation (Source, checked September 26, 2026)
- Legal entity
- Canadian Imperial Bank of Commerce (Source, checked September 26, 2026)
- Headquarters
- Canada (Source, checked September 26, 2026)
- Founded
- 2017 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Fixed rate
- Features
- Credit line
Apps and profiles
- Get the app
- App Store
How Simplii Financial compares
8lends
Deudafix
myKredit
Dineria MX
DKB (Deutsche Kreditbank)
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Multitude
Cashback Remortgage
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Jeff.vn
Finbro
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A money
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Altero EE
Altero LV
Revolut
Where Simplii Financial is available
- Available
- Canada
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates Simplii Financial?+
Simplii Financial is operated by Canadian Imperial Bank of Commerce. (Source, checked September 26, 2026)
Where is Simplii Financial based?+
Simplii Financial is based in Canada. (Source, checked September 26, 2026)
When was Simplii Financial founded?+
Simplii Financial was founded in 2017. (Source, checked September 26, 2026)
How can I contact Simplii Financial support?+
Simplii Financial offers support through Email, Chat, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- simplii.com/en/about-us.html checked September 26, 2026
Backs: Founded, Headquarters
“On November 1, 2017, we opened to help our clients bank, borrow and invest the way they like.”
- simplii.com/en/legal.html checked September 26, 2026
Backs: Legal entity, Support channels
“Simplii Financial products and services are provided by CIBC. ... The designated branch of account address for your accounts is: 81 Bay Street, Toronto, Ontario, M5J 0E7.”
- simplii.com/en/mortgages.html checked September 26, 2026
Backs: Purpose
“A mortgage is a loan to help you purchase a home or real estate. Simplii Financial(TM), a division of CIBC, connects you with dedicated CIBC mortgage specialists ... Get closer to being debt free...”
- simplii.com/en/borrowing.html checked September 26, 2026
Backs: Features, Free early repayment, Loan types
“Personal Line of Credit - Flexible borrowing option that allows access to funds when you need them”
- simplii.com/en/borrowing/personal-line-of-credit.html checked September 26, 2026
Backs: Eligibility
“Be a permanent resident of Canada (excluding Quebec)”
- simplii.com/en/legal.html checked September 26, 2026
Backs: Credit check, Lender type
“You may have agreed to let us obtain your credit report information so that your application could be assessed. We receive reports from Equifax Canada Inc. and Trans Union of Canada Inc.”
- simplii.com/en/rates/loan-rates.html checked September 26, 2026
Backs: Pricing model, Rate type
“Pay the same interest rate throughout the entire term.”
- simplii.com/en/rates/personal-line-of-credit-rates.html checked September 26, 2026
Backs: Loan amount
“$5,000 minimum borrowing amount. Subject to credit approval.”
Compiled from 8 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: Initial rate, APRC, Fixed period, Maximum loan to value.
