Quick Mortgages review
Updated September 30, 2026 · BorrowCue Editorial Team · Facts checked September 30, 2026
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Our verdict
Quick Mortgages suits buyers and owners in Britain who want broker help across purchase, remortgage and buy to let routes with lending to 100% available on eligible deals, though final rates depend on lender checks and valuation and advice remains tied to listed channels.
Key facts
- Best for
- Buyers and remortgagors seeking broker guidance in Britain
- Maximum loan to value
- 100% (Source, checked September 30, 2026)
- Product fee
- £0 (Source, checked September 30, 2026)
- Purpose
- Purchase, Remortgage, First-time-buyer, Buy-to-let (Source, checked September 30, 2026)
- Lender type
- Broker (Source, checked September 30, 2026)
- Legal entity
- Cherry Street Holdings Ltd (Source, checked September 30, 2026)
- Headquarters
- United Kingdom (Source, checked September 30, 2026)
- Support channels
- Phone, Email (Source, checked September 30, 2026)
- Official website
- quickmortgages.com
Pros and cons
Pros
- Covers listed routes in purchase, remortgage and first time buyer for purchase, remortgage and landlord cases with broker support
- Lists maximum loan to value of 100%, above Prestalo at 80% and SEB at 85%
- Lists product fee of £0, keeping stated advice charges transparent from the start
- Acts as broker with Financial Conduct Authority authorisation 841262
Cons
- Support runs on phone and email only, without live chat or help centre cover
- As broker, lending decisions and final pricing rest with panel lenders rather than Quick Mortgages
Who it suits
- Buyers and movers seeking broker help across purchase routes with higher loan to value needs
- Owners planning a remortgage who prefer phone and email adviser contact during the case
Who should look elsewhere
- Borrowers seeking lower leverage products could consider Prestalo because it lists 80% against Quick Mortgages at 100%
- Borrowers preferring chat based service could consider SEB because Quick Mortgages support runs on phone and email only
Safety and regulation
Quick Mortgages operates as broker rather than as a lender, so advice centres on sourcing and arranging deals from panel lenders. That model shapes safety expectations, since credit decisions, valuations and offers come from the chosen lender after underwriting. Authorisation is shown by 841262 under the Financial Conduct Authority, which permits regulated mortgage advice and arranging activity. Borrowers should confirm that the adviser handling the case acts under that permission and provides clear documents, illustrations and fee summaries. As with any broker arrangement, protection depends on advice standards, lender conduct and careful handling of personal data. Keep copies of advice records, illustrations and lender offers, and check that recommendations reflect affordability, term, rate type and property risk before commitment.
Regulation
Regulatory cover for Quick Mortgages is recorded through 841262 issued by the Financial Conduct Authority. That permission allows regulated mortgage advice and arranging for borrowers in its market, with requirements around suitability, disclosure and complaints handling. The service model is listed as broker, which means regulated activity involves recommending and submitting applications to lenders rather than providing funds directly. Borrowers can verify the entry on the public register using the firm name and authorisation reference. Where advice is given, the firm should explain why a deal was recommended, set out costs and risks, and provide an illustration for comparison. As a broker under 841262, record keeping and clear client communication form the core of accountable practice.
Who runs it
Quick Mortgages is operated by Cherry Street Holdings Ltd, which is the legal entity behind the brand and its advisory service. The home market is recorded as GB, placing its regulated activity within Britain and its mortgage market practice. Day to day contact is offered through phone and email, giving borrowers phone and email routes to advisers for enquiries, document requests and case progress. That structure suits borrowers who value direct adviser dialogue during application and valuation stages. Regulatory permission is shown by 841262, linking Cherry Street Holdings Ltd to Financial Conduct Authority oversight for mortgage advice. Borrowers should use the registered entity name in agreements, keep correspondence tied to phone and email, and store advice letters and illustrations alongside lender offers for later reference.
How Quick Mortgages compares
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Where Quick Mortgages is available
- Available
- United Kingdom
- Licence in United Kingdom
- Financial Conduct Authority (841262), checked September 30, 2026
Countries from the brand (Source, checked September 30, 2026)
Frequently asked questions
What fees apply when using Quick Mortgages?+
Quick Mortgages lists a product fee of £0, so stated broker charges appear clear at enquiry stage. Lender fees, valuation charges and legal costs remain separate and depend on the chosen lender and case. You should confirm the full cost picture in the illustration before proceeding.
Does Quick Mortgages lend directly or act as a broker?+
Quick Mortgages acts as broker, so it advises and arranges rather than lending directly. That structure can widen choice across purchase and remortgage lenders. Final approval, pricing and valuation decisions rest with the selected lender after assessment.
How is Quick Mortgages regulated for mortgage advice?+
Quick Mortgages states authorisation under 841262 with oversight by the Financial Conduct Authority. That permission covers regulated mortgage advice and arranging in Britain. You can check the licence details on the public register before sharing documents.
What maximum loan to value can borrowers discuss?+
Quick Mortgages lists maximum loan to value of 100%, which supports higher leverage cases subject to lender criteria. Availability varies by lender, property type, income and credit profile. Your adviser will confirm eligible loan to value bands after reviewing affordability and valuation.
Which mortgage needs does Quick Mortgages cover?+
Purpose cover is listed as purchase, remortgage and first time buyer, spanning purchase, remortgage and buy to let routes. That scope suits movers, owners refinancing and landlords seeking advice in Britain. Terms, deposits and rental calculations vary by lender, so advice remains tailored to each application.
How can borrowers contact Quick Mortgages?+
Contact is listed as phone and email, covering phone and email routes for enquiries and case updates. That setup suits borrowers who prefer direct adviser contact. Response times vary with demand and case complexity, so keep documents ready to support review.
Which company operates Quick Mortgages?+
Quick Mortgages is operated by Cherry Street Holdings Ltd with home base recorded as GB. That identifies the legal entity behind advice and administration in Britain. You should use those details on agreements and correspondence and retain copies for your records.
Sources
- quickmortgages.com checked September 30, 2026
Backs: Purpose
“Purchase, Remortgage, First Time Buyers, Buy to Let”
- quickmortgages.com/about checked September 30, 2026
Backs: Headquarters, Legal entity, Lender type, Licences
“registered in England and Wales at Bank House, 8 Cherry Street, Birmingham”
- quickmortgages.com/contact checked September 30, 2026
Backs: Support channels
“Call us 0800 779 7907 Email us info@quickmortgages.com”
- quickmortgages.com/services/first-time-buyers checked September 30, 2026
Backs: Maximum loan to value, Product fee
“First-time buyer mortgages - A few lenders offer 98% to 100% deals”
Compiled from 4 source pages, checked September 30, 2026. We did not open an account.
Not confirmed yet: Initial rate, APRC, Fixed period.